Ping An Pratt & Whitney negotiated the best repayment plan.

The key to Ping An Pratt & Whitney's negotiated repayment lies in:

1. Make a reasonable plan and communicate with customer service.

2. Provide supporting materials. Such as proof of income, bank flow, credit report, etc.

3. Maintain a good communication attitude. Actively communicate with customer service or staff, and feedback the repayment situation and difficulties in time.

4. Abide by the agreement. After reaching an agreement through consultation, strictly abide by the agreement and repay in full and on time to avoid overdue again.

In short, both sides need to work together and understand each other in order to achieve a win-win situation.