Joke Collection Website - Public benefit messages - Where is the electronic receipt of mobile banking?

Where is the electronic receipt of mobile banking?

Take Bank of China as an example:

The electronic receipt of China Bank cannot be queried and printed in mobile banking, but can only be printed in official website, China Bank. The specific operation steps are as follows:

1. Open a browser on your computer to search for Bank of China, and then select a website with the word official website to enter.

2. Then click Login and fill in your own information.

3. Find the function of transfer and remittance in the window and click Enter.

You can see the transfer record on the left side of the window, and then click Enter.

5. Enter the trading time you want to query.

6. Then click the receipt to download. The downloaded file is in PDF format. Just print it directly.

Electronic receipt cannot be transferred to photo album, only printed;

Click Transfer-Online Banking Transaction-Detailed Transaction Query-Enter Query Date-Query-Print.

General transaction information can only be viewed in the first 3 months.

Electronic receipt provides online banking customers with the functions of querying, printing and inputting electronic receipt.

You can use the bank's online banking electronic receipt query function to query individuals. The headquarters and branches submit electronic receipts of various successful payment instructions through corporate online banking and bank outlets, and provide the printing function of electronic receipts. The electronic receipt not only records the detailed transaction information of the customer's receipt and payment transactions, but also stamps the special seal of the bank electronic receipt and marks the verification code of the electronic receipt to ensure the authenticity and authentication of the electronic receipt.

Mobile banking refers to the channel mode in which banks use smart phones as carriers to enable customers to use banking services on the terminal. With the development of communication and Internet technology, the business functions of mobile banking are constantly updated and improved.

Refers to the use of mobile devices such as mobile phones to realize the docking between customers and banks, and to handle related banking business or provide financial services for customers. Mobile banking is both a product and a channel, which belongs to the category of electronic banking.

Connecting customers' mobile phones with banks through mobile communication network is a brand-new business product, which can directly complete various financial services such as account inquiry and transfer through the mobile phone interface. That is, banks use mobile phones as carriers, rely on mobile GSM wireless networks, send short messages through mobile phones, and use mobile short message resources to operate bank accounts to realize the functions of "financial management" and "electronic wallet" of mobile phones.

Simply put, mobile banking is the abbreviation of using mobile phones to handle banking-related business, and it is a channel for banks to realize electronization. It is a brand-new service mode that combines electronic money with mobile communication services.

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Mobile banking is not telephone banking. Telephone banking is ICBC's voice-based mobile banking service, which is based on SMS. All the business conducted by telephone banking can be realized through mobile banking, and mobile banking can also complete the second transaction that telephone banking can't realize.

For example, banks can pay telephone, water, electricity and other fees on behalf of users, but generally they can only transfer money after the user confirms it. Because mobile banking uses SMS, users can receive the information sent by the bank at any time when they turn on their mobile phones, so they can confirm the transfer anytime and anywhere.

Compared with WAP online banking, mobile banking has outstanding advantages. First of all, mobile banking has a huge potential user base; Secondly, mobile banking can only be operated after the SIM card and account double passwords are confirmed at the same time, so it is safe.

WAP is an open network, and it is difficult to guarantee that it will not be attacked in the process of information transmission. In addition, mobile banking has good real-time performance, and the turn-back time is almost negligible, while WAP needs always online for the same service, which will also depend on many uncertain factors such as network congestion and signal strength.