I just went to ICBC and started online banking SMS authentication (electronic password card). Shouldn't the quota be increased? Why does online shopping just remind you that the payment amount is not

I just went to ICBC and started online banking SMS authentication (electronic password card). Shouldn't the quota be increased? Why does online shopping just remind you that the payment amount is not enough? You mean that the SMS authentication function is enabled in online banking, that is, when paying and transferring money through online banking, sending SMS to verify the reserved mobile phone number for you, then this service is free and can be enabled at any time.

2 yuan You, the monthly fee, should refer to the balance change reminding function of ICBC Messenger, that is, when the funds in your account change, it will send a short message to inform you.

The above two functions are two completely different services.