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How does the Postal Savings Bank inquire about the monthly mortgage repayment?

Although mortgage loans can be divided into provident fund loans and personal housing loans, because they are all lent by banks, the inquiry methods are similar. You can query in the following three ways.

1. Telephone enquiry:

First of all, we should know which bank approved the mortgage, then call the bank's 24-hour service hotline, choose the loan-mortgage according to the voice prompt, and transfer to manual service, and inform the customer service to inquire about the mortgage repayment. The customer service will let the ID number and other information in the newspaper verify the identity, inform you after confirmation, and send a text message if possible.

2, official website query:

Enter the homepage of official website Mortgage Bank, enter the password of mortgage repayment account and log in, and find the loan column-housing loan. On the page, you can display the monthly repayment of mortgage, such as repayment amount, repayment date, remaining loan, historical repayment record and overdue repayment record.

3. Network query:

Usually, I need to bring my ID card and house purchase loan contract in person and go to the loan bank counter to inquire. If it is inconvenient, you can entrust others to inquire, but you need to provide a power of attorney and the client's ID card. After the inquiry, I can also ask the staff to print out the details of mortgage repayment.

In short, the monthly mortgage inquiry methods are nothing more than the above. Relatively speaking, official website's inquiry and comparison can be intuitively understood. But the specific choice of repayment method depends on personal preferences.