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What date does the provident fund arrive every month?
I believe office workers are familiar with five insurances and one gold. Most units pay five insurances and one gold for their employees, and one gold refers to the housing accumulation fund. What date does the provident fund arrive every month? What other functions does the provident fund have besides being used for loans to buy a house? Let's take a look at the relevant knowledge of provident fund right away.
1. When does the provident fund arrive every month?
In most areas, units are required to remit the housing provident fund into the housing provident fund account within 5 days from the date of monthly salary payment. For example, our unit pays wages on June 5438+05 every month, and you will receive a text message when the housing provident fund arrives on the 20th.
Second, what conditions need to be met to withdraw the provident fund?
Although the provident fund can be withdrawn, it must meet certain conditions. Generally, you must meet the following conditions before you can apply for housing provident fund:
1, housing needs to be extracted.
If you happen to have housing needs, such as buying a house, building a house, decorating, etc. , you can apply for withdrawal of personal account provident fund according to regulations. If there happens to be a commercial housing loan to be repaid, you can apply for withdrawing the provident fund to repay the principal and interest of the housing loan; If you rent a house at present, and the housing rent exceeds the income ratio, you can advance the provident fund for the rent expenditure.
2. Extraction of major diseases.
If the depositor or his family members suffer from serious diseases, they can apply to the provident fund department to withdraw the provident fund to pay for medical expenses, so as to reduce the financial burden of the patient's family.
3. Withdraw the living expenses.
If the depositor is a low-income household or a poor household, he can withdraw personal provident fund from the provident fund department to subsidize his family.
4. Cancellation of account
When the depositor retires, he can withdraw the balance of the provident fund account at one time.
Conclusion: The relevant knowledge about provident fund is introduced here for everyone, hoping to help everyone. If you need to know more, please continue to pay attention to Qijia. Com, more exciting content will be presented to you later.
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