Is it true that the online loan said to go to the location of the account?

Legal analysis: This is impossible. Generally, you don't collect money from your household registration. After all, there will be a lot of travel expenses and so on. The cost is relatively high. Even if you are overdue, the other party may only sue you instead of coming to the door. It should be treated positively: if the actual arrears are not paid or the amount of arrears is wrong, the lawyer who issued the lawyer's letter should explain the situation in time and provide the corresponding evidence as much as possible for the lawyer to verify. You should contact a lawyer in time and actively repay the loan. If it is difficult to repay in one lump sum, you can also negotiate with your lawyer to repay in installments. If you don't know what to do if you receive a reminder letter from a lawyer, if you ignore the lawyer's letter, the other party may bring a lawsuit to the court. At that time, you may lose legal fees and interest on arrears, and may also have a bad influence on personal credit. If the online loan is sued by the platform because it can't afford it, the customer must fulfill the court judgment result according to law after the court judgment, and repay the arrears as soon as possible according to the time stipulated in the judgment result. If the customer refuses to repay the loan after the judgment of the court, the court is likely to include it in the list of people who have lost their trust. At that time, the adverse effects will be more serious and may even limit daily travel and consumption. Of course, customers can also choose to contact the staff of the loan platform for consultation before the formal judgment of the court, explaining that they did not intentionally fail to repay the loan within the time limit, but expressed their willingness to actively repay the loan because they did not have the repayment ability, to see if they could apply for deferred repayment and request the other party to withdraw the lawsuit. If the other party agrees to withdraw the lawsuit and is willing to negotiate, the customer can negotiate a new repayment plan with the other party, and then repay the loan on time according to the new repayment plan within the newly stipulated repayment period. First of all, the so-called lawyer's letter, wanted order, notice of court hearing, etc. can almost be said to be false. Because there will always be such violations in the matching process of the current platform, and the cost of suing this matter is high, and the platform is risky, naturally it will not really sue you. Also, as an intermediary platform for matchmaking, the platform is not a creditor, so strictly speaking, there is no right to sue you. So what if some students say that they have received the trial notice? Don't worry, of course it's fake. What if you are really sued? Will you go to jail? Don't worry if you are really sued. First of all, this is a civil dispute, not a criminal dispute. The court will only order you to repay, and there is nothing the court can do if you have no money to repay. This situation is definitely not going to jail. Finally, repayment must be negotiated. Others say that the collection meeting will be blacklisted and the executor will be broken, which will affect the future life and children's education. It's not good that this kind of dishonesty is carried out. Since you can't pay back, you can't be on this list.

Legal basis: Criminal Law of People's Republic of China (PRC).

Article 193 The crime of loan fraud refers to the act of fabricating false reasons such as introducing funds and projects, using false economic contracts, false certificates, false certificates of property rights as guarantees, repeatedly guaranteeing beyond the value of collateral, or defrauding banks or other financial institutions of a large amount of loans by other means. The crime of loan fraud belongs to a kind of financial crime.

Article 266 The crime of fraud refers to the act of fabricating facts or concealing the truth for the purpose of illegal possession, and defrauding a large amount of public or private property. The object of the crime of fraud is not to defraud other illegal interests. Its goal should also exclude loans from financial institutions.

Paragraph 2 of Article 25 of the Provisions of the Supreme People's Court on Evidence in Civil Proceedings bears the burden of proof for matters that need to be identified. If a party fails to file an application for appraisal or pay the appraisal fee in advance or refuse to provide relevant materials within the time limit specified by the people's court without justifiable reasons, resulting in the case in dispute not being identified through the appraisal conclusion, it shall bear the legal consequences of not being able to prove the fact.