Can I get a red envelope without a bank card? Can I transfer money?

1. Wechat can collect money without a bank card. However, the premise is that users with real-name authentication will save money in WeChat wallet.

2. There are two channels for WeChat payment, one is bank card payment, and the other is WeChat change payment. You can pay without a bank card, but only if there is money in the change.

Without a bank card, you can only get funds from other people's transfers and red envelopes. It is recommended to bind the bank card.

1. Can WeChat bind other people's bank cards?

If WeChat has real-name authentication or my bank card cannot be bound to someone else's bank card, it is necessary to confirm whether WeChat has real-name authentication or not. Wechat binding ID card can only bind its own bank card information, and cannot bind other people's bank card information for the time being. If you want to force binding, the system will remind you that the binding identity is inconsistent with the bank card information, and you cannot bind for the time being. Please change my bank card binding.

2. How many Wechat messages can a bank card bind?

Up to 3 WeChat payment accounts can be bound to the same bank card. Matters needing attention when wechat binds bank cards are:

1. The same micro signal can bind up to 10 bank cards, including debit cards and credit cards;

2. A micro signal can bind up to three bank cards of the same type. For example, if a user binds three ICBC debit cards, then the fourth ICBC debit card cannot be bound;

3. When WeChat binds a bank card, the name of the bank card account holder must be the same as the name of WeChat payment real-name authentication, otherwise it cannot be bound.

Third, can the WeChat bank card be used when the change is untied?

We can continue to use the change of WeChat bank card, which can be sent to others in the form of WeChat red envelopes or used for shopping. After WeChat unbinds the bank card, its transfer function has not changed. As long as there is enough money in WeChat wallet, you can pay by WeChat.

4. Is it safe for WeChat to bind the bank card?

There is no risk in wechat binding bank cards. Wechat payment has three-dimensional protection measures, fast freezing channel, mobile phone security lock and independent WeChat payment password. Secondly, WeChat payment has three-dimensional protection measures to ensure security. "WeChat Payment has reached an agreement with PICC (China People's Insurance Company). If users suffer losses due to using WeChat payment, PICC will fully compensate them after verification.