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What does it mean that ABC sends a text message [loan has been settled]?

Agricultural Bank of China sent a text message that the loan has been settled, indicating that your loan has been paid off and the loan transaction with the bank has ended.

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.