Baiqian Finance: My mobile phone is overdue for four months. Bai Qian found a lawyer in Shenzhen and sent me a letter. What did you say in the text message?

If the mobile phone is paid in installments and not paid off, as long as it is not illegally possessed by illegal means such as fictional facts, it is a civil dispute, which does not constitute fraud and will not go to jail. Buying a mobile phone by installment is a civil legal act. If it cannot be repaid, the seller may sue for payment or terminate the contract, and demand payment of the use fee in proportion to the total amount still payable. Article 159 of the Contract Law stipulates that the buyer shall pay the price according to the agreed amount. Where there is no agreement or the agreement is unclear, the provisions of Article 61 and Item 2 of Article 62 of this Law shall apply.

Shenzhen Baiqian Financial Services Co., Ltd. (hereinafter referred to as Baiqian Finance), established in February 20 13, is a financial service company headquartered in Shenzhen. Products cover consumer financial services, auto financial services and so on. Baiqian Finance actively practices inclusive finance, responds to the guidelines of the state to vigorously develop consumer finance, expand domestic demand and build a credit society, and helps people with dreams in Qian Qian to realize their dreams ahead of schedule. Baiqian installment shopping

Main consumer goods: mobile phones, tablet computers, motorcycles, electric cars, household appliances, fashion consumer goods, etc.

Requirements for service application: China residents+18-55 years old+with fixed income;

Features and advantages: rich optional consumer goods, simple application documents, quick examination and approval, flexible issuance quantity, etc.

Documents required for service application: second-generation ID card+social security card/medical insurance card, household registration book, driver's license, bank card, passbook, bank statement and work permit (at least one of them); scope of business

Entrusted by banks and financial institutions to engage in information technology and business process outsourcing services, including system application management and maintenance related to financial services, information technology support management, back-office services of banks and financial institutions, financial settlement, software development, data processing, and providing overdue accounts reminder services for banks and financial institutions; Business information consultation (excluding restricted items); Enterprise management consulting (excluding restricted projects); Computer software and hardware equipment leasing.