What should I do if I don’t pay back the borrowed money? Which is the most effective method?

The most effective way is not to borrow money. It is common for my friends to owe me money and not be able to collect it back. Let me tell you a way to deal with it. If this person borrows money from you, you do an evaluation. He is not borrowing from me, he is asking for it. , can you give it to him at this time? If he asks you for money, you can give it to him, and then lend him money. If he asks for money and you can't, then don't lend it.

1. Dunning should be straightforward. Debunking is not a shameful thing, and there are no clever words. The most effective way is to say what you have to say directly, and never say sorry or make detours.

2. Before taking action, first find out the reasons for the delinquency. Is it negligence, dissatisfaction with the product, financial constraints, or intentionality? Different collection strategies should be adopted for different situations.

3. Find the initial contact person directly. Don't let customers push each other to lead the way. Don't take drastic actions. It is not advisable to get angry during collection and then find ways to vent your anger, or even take drastic actions. Once the reputation is torn, customers may continue to rely on you, and it will become increasingly difficult to collect payment.