How long will it take to lend after the provident fund loan is accepted successfully?

1. How long will it take to lend after the provident fund loan is accepted successfully?

about a week. The approval should not take too long. After the customer submits the application for housing provident fund loan, the bank will accept the review in time and then submit it to the provident fund management center for approval. The process will be completed within 15 working days. "The housing provident fund management center shall, within 15 days from the date of accepting the application, make a decision on whether to grant the loan or not, and notify the applicant."

after the approval, the customer can go to the bank to sign the loan contract and go through the formalities of mortgage registration. This process takes about 5 to 1 working days.

second, how long will it take for Guiyang provident fund loans to be accepted and released?

after the application for provident fund loan is submitted, the approval of the provident fund center will not exceed 8 working days, and after the approval, it will be handed over to the housing property department for mortgage. Generally, the mortgage time of the housing property department is about 1-2 months. After the employee mortgage is implemented, the provident fund center will push the loan according to the loan fund plan in the order of acceptance time. So it takes about three months from the acceptance to the final loan.

3. How long does it take to lend the housing provident fund loan

It usually takes 3 to 4 months for the bank to lend the provident fund loan. The bank informs the applicant to go through the loan formalities according to the results of the examination and approval of the provident fund. The borrower and his wife sign a loan contract and related contracts or agreements with the bank, and send the loan contract and other formalities to the provident fund for review. After the provident fund is approved, the entrusted fund will be allocated, and the entrusted bank will issue the loan in full and on time according to the loan contract.

article 24 of the regulations on the management of housing provident fund: employees may withdraw the balance of their housing provident fund accounts under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) Retired; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (five) to repay the principal and interest of the house loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

iv. How long can the loan be released after the approval of the provident fund loan

It takes 5 working days to accept and release the provident fund loan, but the working time limit for mortgage and guarantee is expected to be 25 effective working days. Therefore, it usually takes about 1 month.