Joke Collection Website - Public benefit messages - How much does it cost for a bank card to receive a short message? What does this mean? Is it transferred in or out?
How much does it cost for a bank card to receive a short message? What does this mean? Is it transferred in or out?
What does it mean to pay on behalf of the bank?
Payroll business refers to the business that a commercial bank accepts the entrustment of the entrusting unit and transfers the wages, bonuses and other income paid by the entrusting unit to the current savings account opened by the designated employees in the bank by means of transfer. From the form of payment, the payroll service includes three forms: current passbook, savings card and credit card. For enterprises, bank payment not only reduces the heavy workload of the financial department to pay wages, but also effectively avoids the risk of the financial department going to the bank to withdraw large sums of money, and at the same time improves the confidentiality procedures of employees' personal wages.
The significance of paying wages on behalf of others:
1 is conducive to expanding the sources of bank funds, enhancing the financial strength and supporting urban and rural economic development.
2. It is conducive to reducing the circulation of funds and minimizing the funds held by employees.
3. It helps to improve work efficiency. After the wages are transferred to the existing savings, banks and enterprises, enterprises and individuals are freed, and individuals and savings institutions repeat their work, saving manpower and material resources and improving work efficiency.
4. It is conducive to changing the traditional consumption concept of workers, cultivating the habit of diligent use and planning, and strengthening the construction of socialist spiritual civilization.
5. It is conducive to accelerating the process of socialization of banking services. At the same time, it is also conducive to promoting the electronic process of banks.
6. It is conducive to reducing the capital cost of bank organizations and improving the economic benefits of banks themselves.
Will wages be deducted from the bank?
When the company pays wages through the bank, it needs to pay a tax according to the actual amount of wages paid, which is declared by the company when filing tax returns, and the bank will not deduct it when paying wages.
However, there is no handling fee for using the silver-haired salary of the enterprise network. Generally speaking, if a bank pays wages, the employee's bank card will also belong to the local bank. Paying wages is actually a transfer behavior (peers, the same city), and there is no need to charge a handling fee. No one can know the amount of salary paid to employees (including bank employees) except the financial manager of the enterprise. The employees of the company can query the electronic payroll by clicking the account query function of personal online banking, and easily query their own wages, thus avoiding the transmission of paper payroll, thus reducing the work intensity of financial personnel and reducing financial costs.
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