Which department is the best for small loan complaints?

1. Which department is the best for micro-loan complaints?

national internet finance association of china

As the violent collection of micro-loans affects the family members of users, if the situation is bad, users can directly complain to relevant platforms or report to China Internet Finance Association. After all, the online lending platform needs legal collection. If it is violent collection or malicious harassment, users can report it. However, if the user is overdue on the micro-loan platform, he should negotiate with the customer service staff of the micro-loan platform as soon as possible.

Second, how to complain about the loan platform in the app?

Register an account that has just been spent, and then authorize it with your micro-loan, loan treasure, Zhaolian Finance or Gitzo Finance account, and you can apply for a loan.

Third, how to complain and report online loan collection

Online loan collection can retain relevant evidence, and audio and video recordings can be provided if conditions permit. You can directly report to the police or report to the China Banking Regulatory Commission and the Internet Finance Association.

1, China Banking Regulatory Commission: The main responsibility of China Banking Regulatory Commission is to conduct unified supervision and management of the banking and insurance industries in China according to laws and regulations. When using online loans, if you encounter violent collection of online loans, you can complain to the CBRC.

2. Internet Finance Association: This Association is a national self-regulatory organization in the Internet finance industry organized by the People's Bank of China, China Banking Regulatory Commission, China Insurance Regulatory Commission and other relevant ministries and commissions. In case of illegal collection of online loans, complaints can be made through the official website Complaint Platform of Internet Finance Association.

3. Alarm: If there are violations of online loan collection, such as harassment, address book explosion, intimidation, etc. , you can report to the public security department.

4. 1232 1 Network Bad and Spam Reporting Acceptance Center. Now 1232 1 is relatively perfect. You can download the APP in official website and report it at any time. This platform mainly accepts telephone calls, harassing calls, spam messages and other reporting services, and it is the most effective to complain about telephone harassment through this platform.

5. Collect complaints. This is the largest private complaint platform, which has a certain binding force on the platform of registered companies with formal qualifications, while 7 14 anti-aircraft guns and routine loans have little effect, but everyone can still complain actively, which may be of some use.

1. At present, all lending platforms are managed by the CBRC, and online lending platforms are most afraid of the CBRC. The Innovation Department of CBRC is mainly responsible for managing online lending platforms and handling online lending complaints. If the interests of banks in online loans are damaged, you can call the CBRC to complain and protect your rights and interests. The complaint telephone number of China Banking Regulatory Commission can be found on official website.

2. The central bank issued guidance to promote the healthy development of Internet finance, clearly stipulating that the CBRC will supervise and manage the online lending platform. China Banking Regulatory Commission was established on April 25th, 2003. It is to maintain the legal and steady operation of the banking industry. Banking supervision is the top priority of financial supervision. There are four levels of organizations in China. 3 1 provincial capital city * * 36 banking regulatory bureaus, Xiamen, Qingdao, Shenzhen, Dalian and Ningbo, covering a wide range.

Fourth, how to complain about the loan app platform

At present, you can report directly through the complaint hotline 123 15, or you can report online through official website, the national internet platform. The specific reporting process is 1. Enter "12315" on Baidu, sogou, 360 search and other tools; 2. Find "National Internet Platform official website 123 15" and click to enter; 3. After entering official website, you can see "I want to complain" and "I want to report" and click "I want to report"; 4. Take a few minutes to read the "Instructions for Reporting" carefully. Then click "Agree"; 5. Find the online loan platform to report according to the page prompts, and fill in personal information and enterprise information in turn; 6. After all the information is completed, everyone can submit a report. Under normal circumstances, the industrial and commercial department arranged by 123 15 will check the report within seven working days and decide whether to file a case, which will be extended to fifteen working days under special circumstances. After filing the case, the relevant departments shall make a decision within 90 days from the date of filing the case. If the case is complicated, it may be extended for 30 days. : 1. Cases with contracts are common. This is classified by criminal law. Please find the Economic Investigation Department for the contract. The acceptance rules in each place will be slightly different. Some police stations will accept it and hand it over to the Economic Investigation Department, while others will tell you to report it to the Economic Investigation Department yourself. 2, ordinary, that is, criminal investigation jurisdiction, grass-roots public security organs accept, that is to say, you go to the police station to report the case. We now divide this kind of equipment into two categories: ordinary equipment and telecommunication equipment. In the past, there was an inappropriate division, namely contact equipment and non-contact equipment. Ordinary means that you have met or even known the person who lied to you. 3. For us, first of all, we should protect personal privacy information and not give criminals an opportunity; Secondly, be wary of strangers who "report themselves" and immediately verify the identity of the other party to the relevant parties; For third-party platforms, the public must raise awareness of risk prevention and strengthen legal awareness. If they find anything wrong or have problems, they should consult them in time. Don't take chances!