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I bought a used car and the insurance has been transferred. Why are all the information sent by insurance companies sent by sellers?

"I bought a used car. What about car transfer insurance? " After buying used cars, many car owners are embarrassed about the transfer procedures of used car insurance and don't know how to start. This is a common problem of used car consumers. Many car owners don't know much about auto insurance transfer, so it is inevitable that they will bump into each other when handling the transfer procedures. In fact, insurance transfer is very simple. The transfer of second-hand car insurance is actually to change the beneficiary and license plate number of the original insurance approval form after the second-hand car transaction. Therefore, there is no charge for insurance transfer of used cars, and the required materials are relatively simple (vehicles do not need to go to insurance companies). You need to fill out an application form for auto insurance transfer, and new and old car owners need to be present together. When transferring, you need to bring the original insurance policy, driving license, vehicle transfer invoice and other documents. The insurance company will send you an approval form immediately after the audit to complete the insurance transfer. After the second-hand car transaction, after the owner information of the registration certificate is changed and a new vehicle number plate and driving license are obtained, it is necessary to handle the second-hand car insurance transfer. Used car transactions are not all local transactions, provided that they are traded in different places. Second-hand car insurance does not have to be transferred. You can choose to surrender directly, but you need to keep compulsory insurance (compulsory insurance can also be surrendered after you land). The motor vehicle insurance clause stipulates that if the insured vehicle is resold, transferred, given to others or changed in use within the insurance validity period, the insured shall notify the insurance company in writing and apply for correction, otherwise the insurance company has the right to refuse compensation. With the increase of second-hand car transactions, the insurance problems that follow also occur from time to time. Used car transactions that have not been officially handled by the traffic police department are not protected by law and are not recognized. Therefore, in the process of buying and selling used cars, it is an important link to handle insurance transfer. At the same time, the transfer of used car insurance can also effectively prevent the occurrence of used car fraud. Understand this, after the owner bought a used car, the car transfer insurance is no longer difficult to do. In fact, car transfer insurance is as simple as that. As long as the materials are ready, you can submit an application to the insurance company for review.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.