How to change the auto insurance policy?

Nowadays, more and more families own cars, and cars have become a necessary means of transportation for many people. The price of cars is not low, so many people will buy insurance for their cars after buying them, which is what we often call auto insurance. The cost of auto insurance is not low. Sometimes, due to their own negligence or the negligence of the staff, there may be some information errors in the policy, so it is necessary to correct the policy. So how to amend the auto insurance policy? Generally speaking, the modification of auto insurance policy is divided into two situations, one is that the policy has not yet taken effect, and the other is that the policy has already taken effect.

First, the policy has not yet taken effect.

After paying the auto insurance, you can contact the corresponding insurance company to apply for surrender and re-investment, that is, return the original insurance and buy a new one. However, this situation only applies to commercial auto insurance. In this case, the insurance company will only refund part of the premium.

Second, the policy has taken effect.

After paying the auto insurance, if you want to modify the policy, you can apply to the corresponding insurance company for policy amendment. The contents that can be corrected include insurance, insured, beneficiary, beneficiary's bank, etc. Different insurance companies can correct different contents. For the policy that you want to correct, the easiest way is to call the customer service phone of the insurance company directly. Now the customer service of some insurance companies is online 24 hours a day, which is convenient for answering customers' questions. After you call the customer service, you can describe the specific situation with the customer service to see if you meet the conditions for changing planes. If yes, the customer service will give specific operation methods, and just follow the specific methods said by the customer service. In addition to calling the customer service hotline, you can also go directly to the offline service outlets of insurance companies for consultation.

Because different insurance companies have different requirements, it is still more troublesome to modify the auto insurance policy. In order to avoid unnecessary trouble, you'd better check the information when you insure your car.