Can we suspend off-exchange trading?

It's nothing. Suspension of off-site transactions means that you have no transaction record for 6 months after handling your bank card, and the bank will regard your bank card as sleep card, and your bank card business will be restricted. If this happens, you must bring your valid ID card and bank card to the counter to lift the restriction, and then you can use it after activation.

The consequences of being suspended from OTC trading by banks are not serious. Personal ID information is incomplete, the ID card in the system is expired, and the bank card is useless for 6 months. Suspension of counter transactions did not seriously expand the information: when illegal bank card transactions occur, the issuing bank will suspend bank card counter transactions. If the cardholder has no transaction for half a year after holding the card, the issuing bank will also suspend the OTC transaction. If the bank card has not been used for more than half a year, the ID card has expired recently, and the information in the system is incomplete, which will lead to the suspension of the counter transaction of the bank card. When the ID card expires, the restriction will be lifted as long as the cardholder goes to the counter or improves the information of mobile banking. If you suspend OTC trading, you can still withdraw money. Generally speaking, banks suspend counter transactions and cannot handle business through mobile banking, online banking, ATM machines and other equipment, but users can bring their valid personal identity documents and bank cards to the counters of bank outlets to handle business.

According to the relevant regulations of the regulatory authorities, if there is no transaction record within 6 months from the date of opening an account, the OTC transaction will be suspended; At the same time, if your account certificate type is wrong, the certificate number is wrong, and the certificate expiration does not match the account name, the account will also be suspended from OTC trading; After the suspension of non-OTC trading, transactions involving non-OTC trading will be unable to operate. If you recently went to the counter to restore your account, but you still receive a short message to suspend counter trading, please ignore this short message. After the account is restored, if there is still no transaction within 6 months, the account will be suspended for off-exchange trading again, and at the same time, it will receive a short message from the bank. Personal suggestion: Under normal circumstances, OTC bills can be traded by mobile phone or online. If the bank notifies the suspension of the transaction, it means that online or mobile phone transactions are not supported for the time being and must be handled at the bank counter.

The banking system issued instructions to prohibit bank card counter transactions. Restricting large-value transactions by banks is mainly an important measure to deal with current telecom financial fraud. Maybe everyone will feel confused after receiving the bank card transaction restriction information.