Is it credible that Wang Xin Bank sued SMS?

Not necessarily credible, mainly to identify whether the text message is sent by the bank. Wang Xin Bank is a private bank. Just because you didn't apply directly doesn't mean you didn't apply for a loan from Wangxin Bank. For example, if you apply for a loan on a loan platform, but the actual lender is Wang Xin Bank, then you must be collected by Wang Xin Bank after the deadline.

As for whether the new network bank prosecution really needs to be analyzed according to the specific situation, after all, the high cost of prosecution can be solved through consultation, and the platform will choose to give a reasonable negotiation plan; But if you owe too much and don't pay it back for a long time, you will really be sued.

Introduction:

Prosecution is the act of bringing a lawsuit to the court according to law and requesting the court to hear a specific case. The prosecution of criminal cases lies in asking the court to convict and sentence the defendant through trial; Bringing a criminal incidental civil action requires the court to investigate the defendant's economic compensation liability through trial. Prosecution must be carried out by citizens or legal persons who have the right to sue in a court with jurisdiction according to law.