Is it serious that bank cards are restricted from over-the-counter transactions?

The consequences of the bank's suspension of OTC trading are not serious. The bank card is because the personal ID card information is incomplete, the validity of the ID card in the system exceeds the time limit, and the bank card has not been used for six months, so it is not serious to suspend the counter business.

When the bank card is illegally traded, the issuing bank will suspend the counter transaction of the bank card. If the cardholder has no transaction for half a year after holding the bank card, the issuing bank will also suspend the counter transaction.

The bank card has not been used for more than half a year, the ID card has expired recently, and the information in the system is incomplete, which will cause the bank card to suspend counter transactions. When the ID card expires, the restriction will be lifted as long as the cardholder goes to the counter or improves the information on the mobile banking. You can still withdraw money by suspending over-the-counter trading. Generally speaking, banks suspend over-the-counter transactions and cannot handle business in mobile banking, online banking and ATM machines, but users can bring their valid personal identity documents and bank cards to the counters of bank outlets to handle business.

According to the relevant regulations of the regulatory authorities, if your account has no transaction record within 6 months from the date of opening an account, it will be suspended from counter trading; At the same time, if your account certificate type is wrong, the certificate number is wrong, the certificate expires, and the account name does not match, the account will also be suspended from counter trading; After non-OTC trading is suspended, non-OTC trading cannot be operated. If you have recently resumed your account at the counter, but you still receive a short message to suspend counter trading, please ignore this short message. After the account is restored, if there is still no transaction within 6 months, the account will be suspended from OTC trading again, and at the same time, a short message will be received from the bank.

Personal suggestion: generally, non-counter bills are traded through mobile phones or online. If the bank notifies to suspend the transaction, online or mobile phone transactions are not supported for the time being, and must be handled at the bank counter.