How to increase the amount of QQ micro-loan

First, how to increase the QQ micro-loan quota

Eight ways to increase the amount of small loans;

1. First, a bank card must be associated. Mainly to let the account have capital inflow/outflow. General loan amount, especially when the flow is large.

2. WeChat associated credit card, use WeChat to swipe the card on schedule to ensure a good credit record. A good credit record is the key measure to increase the loan amount. Because in the absence of mortgage, a good credit record will be an important guarantee for your loan.

3, add friends, often use WeChat to transfer money to friends, send red envelopes, and grab red envelopes. Let someone's contact

4. Buy WeChat wealth management products. The more wealth management products you buy, the higher your credit rating and financial risk awareness, and the user level may go up. The loan interest rate may be favorable then.

5, daily shopping, some shopping, buying movie tickets, recharging mobile phones, online shopping, and paying for meals can all flow through.

6. Use the life in WeChat to pay Q coins to recharge, buy lottery tickets and recharge games.

It's a good idea to donate a small sum of money to public welfare, which is very useful for your personal credit score.

8. To improve personal information, you can enter WeChat to manage real estate information, which is also to increase the loan amount.

At present, micro-loans are still in the internal testing stage, so some friends have not received micro-loans, and friends who have already pushed them are waiting. Generally speaking, if you want to improve the rating of micro-loans, you need to be more active in QQ red envelopes and improve your reputation, so the amount will naturally be high.

Tips for opening small loans;

1. Register WeChat with your real name, bind your credit card, and try to use WeChat to pay.

This shows my sincerity. You see, I have exposed my real name.

Using WeChat to pay and leave a transaction record is to let you make a "white account". If there is no bank in the micro-loan to evaluate your repayment ability, you will naturally not be invited.

2. Use WeChat to pay for water, electricity and other expenses. It is understood that in Tencent's credit calculation formula, the performance ability occupies a high score. Therefore, if you can use WeChat to pay various fees, your performance ability score will be high, and the chances of being invited to open a small loan will be great.

3. Send more red envelopes and transfer money frequently. This is the first proof that we still have money; Secondly, it proves that we are also loyal users of WeChat. We not only chat and date on WeChat, but also use red envelopes quite frequently.

4. Open Didi on WeChat platform to be a car letter platform. There are many third-party platforms. Although many of them have their own applications, they can also use these services on WeChat. Quite simply, using these services and keeping a good transaction record will accumulate our benefits.

5. There are many third-party platforms on WeChat platform, although many of them can be used in WeChat. It's simple. Use these services and maintain a good credit record.

This is particularly important. Good credit information is the biggest bargaining chip for opening small loans.

6. Bypass QQ, use Tenpay more, and try to improve the level of QQ.

Four indicators for judging one's credit status by opening micro-loans;

Compliance index-from consumer loans, credit cards, mortgages, etc.

Consumer index-analyzing consumer behavior and preferences from WeChat and mobile QQ payment. If you have never paid in Tencent, it means that the stickiness between you and the platform is weak, and the possibility of micro-loan opening is extremely low.

Security Index-Is Tenpay Account Real Name Authentication? Tenpay is a treasure launched by Tencent. If your Tenpay has not been opened or real-name authentication, then this meeting will

Wealth index-asset composition and financial records from Tencent products. Alipay manages more money. Every penny and every small financial action you deposit on WeChat platform can greatly enhance your Tencent credit information.

This is particularly important. Good credit information is the biggest bargaining chip for opening small loans.

My friend wants to borrow money from my bank. What are my risks?

There are two possibilities for him to do so:

1, let you do the guarantee. If he doesn't pay back the money, he wants you to. So please seriously consider whether this friend is worthy of your guarantee for this person.

2. Let you apply for a loan in your name without knowing it. This money is directly from you. As for what kind of situation, you can see which document you signed when the loan was approved. If you sign a loan contract, you apply for a loan in your name. If you are asked to sign a joint loan or guarantee, you will be asked to guarantee him. Either way, I think you should think about whether this friend is worth paying for him. Because if he doesn't pay back the money, he wants you to.

Third, online qq, WeChat and friends say that the loan is true or deceptive?

Online QQ, WeChat, and friends all say that loans are definitely deceptive. Loans without formal channels may lead to your lack of money. It is suggested that it is better to borrow money from banks.

4.QQ, WeChat and friends said they could get a loan. Is it true?/You don't say.

Not credible. If you want to get a loan, go to a regular company or bank.