What does mobile banking appointment transfer mean?

Mobile banking scheduled transfer means that after the customer applies for scheduled transfer at a savings outlet, the savings will be transferred to the designated account for settlement according to the time and amount agreed by the customer.

When making an appointment for transfer, the customer needs to hold a savings passbook or green card and the identity document corresponding to the account. The appointment can be made at any online savings outlet in the county (city) where the transfer-out account is opened. Transfer request.

Customers need to fill in the first transfer date, transfer cycle, transfer account number and transfer account number, amount of each transfer, etc. in detail. At each agreed transfer date, the savings computer system will follow the customer's instructions. Agree to automatically transfer funds to a designated account.

Extended information

Take China Construction Bank as an example:

The transaction time of "appointment transfer":

1. Through personal online banking After the scheduled transfer transaction is set up (including scheduled transfer within the system and scheduled transfer across banks), the system will execute the scheduled transaction at 9:30 am on the set date.

2. After setting up the scheduled transfer transaction through mobile banking, the system usually submits the transaction to the queue for pre-processing in the early morning of the scheduled date. Among them, the transaction of making an appointment to transfer to our bank is initiated around 8:30; the transaction of making an appointment to be transferred to another bank is initiated around 9:00. If the PBOC system is out of service, the transaction will be submitted on the next working day.

Baidu Encyclopedia - Appointment Transfer

China Construction Bank - Transaction Time of "Appointment Transfer"