Is the mobile phone poisoned when it receives such a short message?

First of all, it's not cell phone poisoning. Then according to the message content, it can be inferred that it is an advertisement push service message. It is Ping An Company that sends short messages on credit lending business to users. There may be phishing websites that send phishing websites in the name of Ping An Company to steal privacy, so it is best not to click on them, just delete them directly.