Suzhou bank card handling fee and annual fee?

Fees and annual fees for various bank card services:

1 Industrial and Commercial Bank of China: the card processing fee is 5 yuan, and the ann

Suzhou bank card handling fee and annual fee?

Fees and annual fees for various bank card services:

1 Industrial and Commercial Bank of China: the card processing fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 300 yuan. 3 yuan/quarter, the bank in the same city withdraws/trades 2 yuan.

2. Agricultural Bank of China: the credit card processing fee is 5 yuan, the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 300 yuan/quarter, and the interbank withdrawal in the same city is 2 yuan/transaction (4 yuan, Guangdong).

3. China Construction Bank: The annual fee for handling the card is 5 yuan, 10 yuan/year, which is lower than the management fee for small accounts in 500 yuan, and 3 yuan/quarter. Such accounts do not pay interest. 4 yuan +65438+ 0% of the withdrawal amount for inter-bank withdrawals in the same city (that is to say, the handling fee is higher than that for withdrawals from other banks in different places. At home, they obviously forced customers not to withdraw money from other banks, so other bank customers came to their ATMs.

4. China Bank: Credit card processing fee is 5 yuan, annual fee 10 yuan/year, and small account management fee is not charged, and banks in the same city withdraw money from 4 yuan.

5. Bank of Communications: the card swiping fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 500 yuan/quarter, and the interbank withdrawal in the same city is 2 yuan/transaction.

Postal savings: it is free to apply for a card, and banks in the same city withdraw 2 yuan/pen. Most provinces and cities do not charge annual fees and small account management fees.

China Minsheng Bank: Card handling is free, no annual fee, no small account management fee (except Shenzhen), and the first three withdrawals in the same city and across banks are free, followed by 2 yuan/transaction.

8 China Everbright Bank: Card handling is free, with no annual fee and no small account management fee. The first three withdrawals in the same city are free every month, and then 2 yuan/pen.

CITIC Bank: It is free to apply for the card, and there is no annual fee and small account management fee. The first two withdrawals from banks in the same city are free every month, and then 2 yuan/pen.

10 Huaxia Bank: it is free to apply for the card, without annual fee and small account management fee, and the first withdrawal in the same city 1 every day (note 1: every day is not monthly) is free, and then 2 yuan/transaction.

1 1 Shanghai Pudong Development Bank: it is free to apply for a card, and there is no annual fee. Withdrawals from banks in the same city in 2 yuan, account management fee 12 yuan/year. If the balance in the account is always above 1000 yuan, or if POS swipes the card within one year (it doesn't matter how much, they are just encouraging the use of the card), it will be exempted.

12 Industrial Bank: card handling is free, with no annual fee and small account management fee, and the first three withdrawals in the same city are free every month, and then 2 yuan/transaction.

13 China merchants bank: it is free to apply for a card, and there is no annual fee. 2 yuan/transaction of inter-bank withdrawal in the same city. Account management fee: 1-5 yuan/month If the assets of the same customer in the bank are insufficient 10000 yuan (at the discretion of each branch, Beijing 1 yuan, 5 yuan in Qingdao, 5 yuan in Tianjin and 3 yuan in Shenzhen, the rest will not be mine. You deposited 10000 yuan in China Merchants Bank and set up 10 bank cards. Each card has no money, so this 10 card will not receive any money, but you have three cards, and the deposits in the cards are 3000 yuan, 2000 yuan and 2000 yuan respectively, which is less than/kloc-0.

14 SDB: it is free to apply for a card, and there is no annual fee, which is lower than the small account management fee charged by 300 yuan (1 yuan/month), but it can be exempted for one year only by spending 1 time on the POS card, so it is basically not accepted, and interbank withdrawals in the same city are completely free (except Shenzhen, Chengdu and Chongqing, 2 yuan/pen).

15 Guangdong development bank: card handling is free, with no annual fee and no small account management fee. Whether in the same city or in different places, it is free to withdraw cash three times a month, and then 3 yuan/pen.

16 China Bohai bank: in principle, the annual fee is 20 yuan/year, and the account management fee is less than 5,000 yuan and 5 yuan/month. But in fact, the card is free, there is no annual fee, there is no small account management fee, and interbank withdrawals in the same city are completely free. This is a newly established bank with a national license (there are 18 banks nationwide). Currently, it is only in Tianjin, Beijing, Jinan and Jinan.

17 hengfeng bank: it is free to apply for the card, and there is no annual fee and small account management fee. 2 yuan/national cash withdrawal. At present, the bank only has branches in Yantai, Qingdao, Jinan, Hangzhou and Nanjing.

18 zheshang bank: card 10 yuan, annual fee 10 yuan/year, no small account management fee. The first three withdrawals in the same city are free every month, and then 2 yuan/pen. At present, the Bank only has branches in Hangzhou, Ningbo, Wenzhou, Yiwu, Shanghai, Nanjing, Chengdu, Xi and Tianjin.

19 Nanjing bank: all fees are free, and there is no arbitrary charge for withdrawing money from any ATM in China.

The above is the details of 18 national licensed banks.

Among online banks, ICBC, China Merchants Bank, Minsheng Bank and Shanghai Pudong Development Bank have the most comprehensive functions. Agricultural Bank of China, China Construction Bank, Bank of China, Bank of Communications, Huaxia, Xingye, Shenzhen Development Bank and China Everbright can also fully meet the demand. Guangfa's function is weaker, and so are the three small banks. The postal service has not yet established a full-fledged online bank.

Judging from the above charging standards, if you use the card of China Construction Bank, you must minimize cross-bank withdrawals. It is best not to apply for a CCB card. Except Guangdong, the Agricultural Bank of China is in 2 yuan/pen, and the Industrial and Commercial Bank of China is in 2 yuan/pen. It is best to use Nanjing Bank, because there is no charge in China, including its ATM.