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Huaxia Bank credit card points expired without prompting.
There is no function of reminding in advance when credit card points expire. Huaxia Bank didn't prompt the credit card points to expire because its bank didn't set the function of reminding the credit card points to expire in advance, and the points are time-sensitive. For example, Bank of China will remind cardholders of the expiration of points three months in advance, leaving enough time for redemption.
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