How to cancel the annual fee of ABC?

If users need to cancel the annual fee of ABC, they need to bring relevant information to the issuing bank for handling. Moreover, it should be noted that the cancellation of the annual fee can only be handled through the counter window of bank outlets, and cardholders cannot accept it online. Generally speaking, the annual fee in the bank card of ABC is usually only the annual fee of debit card, but in a broad sense, it also includes the annual fee of online banking and credit card.

1. Agricultural Bank of China began to charge an annual fee for debit cards in 2004 10 yuan.

2. The system will automatically deduct the monthly payment of the current year. If there is any arrears, the system will automatically make up the deduction.

3. When the debit card is not activated, no annual fee will be charged.

4. Bank card annual fee charging standard: debit card: the main card is not higher than 10 yuan/year, and the auxiliary card is not higher than 5 yuan/year; Class II debit cards cannot open supplementary cards and electronic cash accounts, and do not support foreign currency functions for the time being. Account opening amount, self-service bank, self-service terminal, POS channel signing date limit and notice starting point cannot exceed RMB 6,543,800,000, and automatic transfer and personal fund collection business are not allowed for the time being.

5. In addition to the above special circumstances, products, contracts, channels, expenses, etc. The second type of debit card is consistent with the first type of debit card.

6. Note: Individual customers have only one unique account in ABC (excluding credit cards and VIP accounts). Since August 1 day, 2065438, ABC has voluntarily reduced the annual fee and small account management fee of this account.

7. If the account management fee (including small account management fee) and annual fee are unavoidable for the bank account (excluding credit card) opened in China Agricultural Bank, the cardholder should take the initiative to apply for a free account at any branch of China Agricultural Bank with his ID card, and can provide an account (excluding credit card and VIP account) free of account management fee (including small account management fee) and annual fee.

8. If the existing salary and pension accounts meet the conditions of double exemption, no new double exemption accounts will be handled for customers.

9. For those who have applied for double exemption of personal accounts, the fees of such accounts will still be reduced or exempted in accordance with the relevant provisions of the Agricultural Bank of China and the National Development and Reform Commission when handling wage accounts and pension accounts.

Specific charging standards for agricultural bank cards

1. Debit card: China Agricultural Bank debit card annual fee 10 yuan/year, and the annual fee will be charged the next month after the card is opened. However, in the inactive state, no annual fee is charged. In addition, six types of debit card accounts, such as salary, pension, subsistence allowance, medical insurance, unemployment insurance and housing provident fund, are exempt from annual fees.

In addition, the Agricultural Bank will charge a small account management fee. Small account refers to the RMB personal deposit account in which the average daily deposit balance of RMB is lower than the charging starting point standard during the statistical period. For small accounts that meet the charging conditions, a small account service fee will be charged on the evening of 23rd at the end of each quarter, and 3 yuan will be charged every time. If the account funds are insufficient at the time of deduction, it will be included in the system, and if the account funds are sufficient at the time of next deduction, it will be deducted at one time.

2. Credit card:

The annual fee for a credit card is divided into two types: double currency and single currency:

① Dual-currency card: 200 yuan/year for business card; Personal gold card 200 yuan/year, supplementary card 100 yuan/year; Individual ordinary card 100 yuan/year, supplementary card 50 yuan/year.

② Single currency card: personal gold card 160 yuan/year, and supplementary card/80 yuan/year; Individual Puka Master Card 80 yuan/year, Subsidiary Card 40 yuan/year. (Except for special card types)

The annual fee for Platinum Card is as follows:

① Zunran Platinum Card (collector's edition) is 3,000 yuan/year for the main card and 2,000 yuan/year for the auxiliary card.

(2) Zunran Platinum Card (Elite Edition): the main card is 880 yuan/year, and the auxiliary card is 500 yuan/year.

③ Small platinum series products (including worry-free platinum cards, tennis platinum cards and regional platinum cards). ), the main card 580 yuan/year, deputy card 300 yuan/year.

Legal basis:

People's Republic of China (PRC) Commercial Bank Law

Article 5 Commercial banks should follow the principles of equality, voluntariness, fairness, honesty and credibility in their business dealings with customers.

Article 6 Commercial banks should protect the legitimate rights and interests of depositors, and no unit or individual may infringe upon them.