Is there any trouble after the online loan negotiation repayment?

Speaking of online loan collection, I'm afraid all my friends are talking! Its violent urging period has taught everyone that debt is not so easy to provoke; In order not to disturb the normal life of themselves and their families, some overdue households euphemistically persuaded them to reach a repayment agreement with the collectors. Usually, as long as the two parties negotiate well, the platform will also recognize this repayment method, but we should also pay attention to these three situations to avoid being collected after paying back the money. Let's see what is going on.

1. The debtor and the collector agreed to only repay the principal and reduce the interest. When you pay back the money, you will receive various collection calls and text messages. Why? Because this is related to the salary of the collector, the salary of the general collector is composed of the basic salary plus the collection. If there is no collection after one month or the collection fails to meet the minimum standards given by the platform, the collection staff can only get a meager basic salary this month, and they will face the risk of being eliminated after a long time, so the collection staff will use various routines and means to make you repay.

In this case, it is best to sign a written repayment agreement with the platform, which must be signed by the collector and stamped with the official seal of the platform.

2. Under normal circumstances, the platform will outsource the overdue creditor's rights to a third-party collection company for collection, but some users are inconvenient to repay or the elderly can't compensate, and the rural areas can't handle the company's affairs and other factors. The collection staff refuses to make an extension concession, so they directly give the money to the collection staff and let him return to the platform. Some low-quality collection staff will embezzle the money. As long as he doesn't contact you during the entrustment period, you think the money is really paid back; When your case is entrusted to the next collection company, you will receive the same collection call again.

If it is inconvenient or you don't know how to operate, you can ask your relatives and neighbors for help, find a reason to die, and get the money back from there. Don't trust others easily.

3. Some collectors will falsely tell you that you can renew the loan, which means that it will be delayed from the repayment date, so that it will not be overdue. There will be a handling fee. When you charge your renewal fee, you will still be overdue and the interest will rise, so don't believe in the scam of renewal fee.

Therefore, we should be cautious and pay more attention to overdue repayment of online loans. Don't be deceived