How to block the repayment notice of micro-loan

How to close the service notice of WeChat micro-loan

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How to close WeChat micro-loan

Take Android phones as an example. First, after opening WeChat on your mobile phone, switch to the "Me" page, and then click the "Wallet" menu item. On the "My Wallet" page that opens, click the "Small Loan" icon. This will open the micro-loan settings page. Click on the shortcut link above "Follow the official account of micro-loan WeChat and get benefits immediately". At this time, the details page of the official micro-loan WeChat account will pop up, and click the "Follow" button. Click the "More" tab in the lower right corner of the official micro-loan WeChat account page. At this time, you will enter the micro-loan service hall page, and click the "Account Related" setting item in the page. Then click the shortcut link "I want to close my micro-loan account. What should I do?" Click the "Click me to close" shortcut link in the opened page. At this time, the "Close Microfinance" window will pop up, and click the "Close Microfinance" button. You will then be asked to enter the payment password for verification. After entering the correct password, the "Micro-loan Loan Closed" page will be displayed. At this time, our micro-loan was completely closed down.

"Micro-loan" is a pure online micro-credit revolving consumer loan product launched by Weizhong Bank, a domestic internet bank, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September. "Micro-loan" relies on mobile QQ and WeChat, and adopts the official invitation system. Invited users can see the entrance of "micro-loan" in "QQ Wallet" of mobile QQ and "WeChat Pay" of WeChat, and get a loan amount of up to 200,000 yuan.

After the small loan is closed, it can no longer be used. If you want to open it again, you need to wait for the system to invite you to use it again, and you can't force it to open. So I suggest you think it over carefully before closing it. If you just want to turn off the automatic deduction function of micro-loans, you can refer to the following methods.

Select the wallet option in the mobile phone WeChat client, and click Enter. After entering the wallet, click the extended menu in the upper right corner and click Open. Then you will enter the payment center and select the payment management option. Select the automatic expense deduction option, and then click Open. In the column of automatic deduction, there is a column of micro-loan WeChat automatic repayment settings. Click Open, and the service closing option is set under the micro-loan information. Click Close.

How to turn off automatic deduction for small loans

Select the wallet option on the mobile phone WeChat client, and click Enter; After entering the wallet, click the extended menu in the upper right corner and click Open; Then you will enter the payment center and select the payment management option; Select the automatic fee deduction option and click Open; In the column of automatic deduction, there is a column of micro-loan WeChat automatic repayment settings, and click Open; Under the loan information of micro-loan, there is a service closing option setting, and click Close.

Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation. Suggestions for loan review Every loan should be carefully reviewed, and the risk judgment of the loan should not be based on past review or credit. Just because the borrower repaid the principal and interest on time in the past, the review or investigation procedures should not be relaxed. Establish a fixed-term appointment system for the legal representative of the borrower and its main management personnel. The appointment period can be determined according to the size of the loan amount and the changes in the production and operation of the borrower. If the loan amount is large, the appointment period should be shortened accordingly. Loan officers (loan officers, members of the credit review team and members of the credit review committee) shall not engage in improper private contact with borrowers in loan activities.

Credit officers and their immediate family members shall not accept the borrower's cash, precious gifts, shopping vouchers, etc. ; Shall not participate in recreational activities paid by the borrower; No expenses shall be repaid to the borrower. For loans with large loan amount and long term, or loans used by borrowers for specific purposes, lawyers, accountants and other professionals should be hired to make professional judgments and provide expert opinions on related matters. Interest refers to the remuneration paid by the borrower to the lender in order to obtain the right to use the funds, which is the use price of the funds in a certain period (that is, the loan principal). The loan interest can be calculated in detail by the loan interest calculator. Repay part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank. The general amount is an integer multiple of 10000 or 10000. After repayment, the lending bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged, and the new repayment period shall not exceed the original loan period.