How to handle the cash installment of Everbright Bank's credit card?

At present, there are two ways for Everbright Bank to apply for cash installment business: bank invitation and customer application. 1. invitation: 1. The bank took the initiative to call for an invitation. The bank will take the initiative to contact qualified high-quality cardholders and invite them to handle the cash installment business, and the cardholders can follow the telephone prompts. 2. SMS invitation. After receiving the invitation message from the bank, you can apply for staging according to the SMS prompt. Second, take the initiative to apply: you can take the initiative to call customer service to apply. You can call the customer service hotline of China Everbright Bank, and then follow the voice prompts to select: self-service voice service-credit card-account service-installment service for bill installment.

Everbright Bank provides cardholders with three installments, six installments, nine installments and 12 installment, and the corresponding benchmark handling fees are 3%, 5%, 7% and 9.5% respectively. The credit card cash installment service fee of China Everbright Bank is equal to the total installment amount multiplied by the installment rate corresponding to the number of installments, which is deducted in the month when the installment takes effect, and will be charged once in the next installment, and the prepayment fee will not be refunded or reduced.