Suning Financial sent a text message saying that it was sued by the court for more than ten days because it was overdue for several hundred yuan. Should I really wait for the court's notice?

False, if it goes up, it will go up. Don't use online loans any more, it will affect credit reporting. The subpoena you received from the court is true, and there will be a subpoena for court prosecution.

You need to pay a lawyer's fee to go to court to sue, and you need to pay a lawyer to appear in court. Your employees will be paid when they appear in court, and the evidence materials submitted should be printed and bound. Together, the money is far from a few hundred dollars, and people will not sue you at a loss.

Judging from the collection policy adopted by Suning's financial loans, most people will not be prosecuted, but will be collected by telephone or worried about collection. Generally speaking, only a few people with very bad overdue behavior will be sued by Suning Financial Loan.

What is bad overdue behavior?

1. Is loans overdue long after loans overdue? Time is more than 3 months.

2. Ignore the phone calls and text messages of the collection staff, do it out of thin air, or attack or threaten the collection staff with bad words.

The amount owed is relatively large, reaching more than 10,000 yuan.

4. Have enough repayment ability, but just don't want to fulfill the repayment responsibility.

Important tips

Suning's financial loans are granted by regular licensed financial institutions such as Suning Bank and Suning Consumer Finance. If the financial loan in Suning is maliciously overdue for more than 50,000 yuan, it may touch the crime of loan fraud and will be investigated for criminal responsibility. In China, the sentencing of loan fraud is relatively heavy, and the maximum sentence can be life imprisonment.