How to reimburse the hospitalization expenses of trade union mutual insurance

The reimbursement of hospitalization expenses for trade union mutual insurance needs to meet the following conditions: 1. Join a trade union and pay mutual aid; 2. The hospitalization time is greater than or equal to three days, and there is no social security and medical insurance that can be reimbursed; 3. The reimbursement amount shall be limited to the actual expenditure, but shall not exceed the maximum amount stipulated by the mutual fund. The specific reimbursement process can be consulted with the trade union.

Trade union mutual insurance is a kind of collective mutual insurance provided by trade unions for employees, aiming at providing economic mutual assistance and help for employees. In terms of reimbursement of hospitalization expenses, it is necessary to meet the corresponding conditions, such as joining a trade union and paying mutual aid funds, hospitalization time, etc. And the amount of reimbursement is limited. These regulations help to ensure the efficiency and fairness of the use of mutual funds, and also need to be observed by trade unions and employees.

What are the guarantees for trade union mutual insurance besides hospitalization expenses? In addition to hospitalization expenses, trade union mutual insurance also involves medical expenses such as operation expenses, outpatient expenses and special medicine expenses, as well as the protection of risks such as accidental injury and illness death. The mutual insurance coverage of different trade unions may be slightly different, so it is necessary to check the rules and terms of the trade unions.

As a kind of collective mutual insurance, trade union mutual insurance provides certain economic guarantee and support for employees, but it needs to meet the corresponding conditions and standards in the process of use, such as joining the trade union and paying mutual aid, the limitation of hospitalization time and reimbursement amount, etc. At the same time, the scope of protection of trade union mutual insurance also needs to look at the provisions and terms of the trade union.

Legal basis:

"Regulations on the Protection of the Rights and Interests of Trade Union Members" Article 19 The implementation of the trade union mutual aid plan shall comply with the relevant laws, administrative regulations of the state and the provisions of these regulations. Members who join the trade union mutual aid program shall pay mutual aid funds in accordance with the regulations and abide by the articles of association and relevant regulations of the program.