What should I do if the new orange expires?

First of all, we need to understand that the overdue consequences of the new orange premium products are very serious, which will have a negative impact on the borrower's credit information, thus affecting the credit life in the future. Therefore, everyone must be cautious when they don't get a new orange excellent loan.

If you want to solve this problem properly, I suggest you take three steps.

1, contact New Orange Premium

When it is found that the repayment may not be possible, you should immediately contact the customer service staff of New Orange Premium to apply for an extension or change of the repayment plan. The customer service telephone numbers of New Orange Premium are * and *. Working hours: 9: 00- 18: 00.

2. Raise funds as soon as possible.

In order to avoid overdue, Xi Cai Jun suggested that everyone try to raise funds as soon as possible, either by asking relatives and friends for help or by selling some items that are not commonly used in the second-hand market.

3. Respond to the collection reasonably

Once overdue, it will inevitably be collected by the new orange premium products. After receiving the collection call, everyone must be rational, actively communicate with the staff and express their willingness to repay. Never refuse to answer the phone, let alone attack the collection staff.

Overdue consequences

1, negative credit reporting

In today's society, one's credit information is very important. After the new orange excellent products appear overdue for a period of time, everyone's bad records will be reported to the credit bureau. So everyone's credit history will leave a negative record. It is difficult for people with seriously negative credit information to apply for loans and credit cards.

When applying for a job in some work units, they may also be rejected because of poor credit information.

Step 2 be collected

After the borrower is overdue, New Orange Premium will arrange the staff to make a dunning. At the beginning, the staff of the new orange premium product will collect money by phone or text message, which is less frequent. With the extension of overdue time, the collection of new orange premium products will become stronger and stronger, not only the collection frequency will increase, but also the contact person will be called.

3. Calculate the penalty interest

Like other online lending platforms, penalty interest is essential after the new orange premium is overdue. At present, the default interest of the new orange premium product is calculated on a daily basis, which is higher than the normal loan interest and needs to be settled by the borrower when repaying.

Generally speaking, everyone will leave a negative impression on the credit information, be collected by the new orange excellent products, and bear the penalty interest. Therefore, the consequences of new orange expired products are very serious.