Temporary credit card line of China Everbright Bank

Can I still apply for the temporary credit line of China Everbright Bank when it expires?

After the temporary credit line of China Everbright Bank expires, it cannot apply for a temporary credit line, but it can apply for a fixed credit line of China Everbright Bank.

However, when applying for the fixed line of China Everbright Bank, the requirement must be that the temporary line in the credit card has been paid off, because the temporary line cannot be paid off in installments, and it must be paid off in one lump sum when it expires, otherwise a 5% overrun fee will be charged for the excess.

In addition, there is no conflict between applying for temporary quota and applying for fixed quota, but it is better to apply for fixed quota first and then apply for temporary quota.

Extended data

Term of temporary credit line of China Everbright Bank.

The temporary credit line of China Everbright Bank can be used for one month. After one month, the temporary credit line can no longer be used. After the normal use of the credit card for three months, the cardholder can take the initiative to call the bank customer service at 400-788-8888, provide the ID number, and apply for increasing the temporary limit.

There are several ways for China Everbright Bank to increase the temporary credit line:

1. Apply online to increase the temporary quota;

2. Telephone banking applies for increasing the temporary quota;

3. Apply for increasing the temporary quota at the bank counter.

It should be noted that it is temporarily impossible to apply for an increase in the temporary quota through SMS.