Information about Tesla Financial Leasing

How long does it take for Tesla financial leasing audit?

Tesla's loan ability is not easy to approve, mainly depending on the credit information of the owner. Secondly, it depends on which institution you borrow money from. Some banks can fill in the application information and approve it in a few seconds. Some institutions need time to review and usually receive a reply within a few days.

1. In a narrow sense, financing is the act and process of raising funds for enterprises. [1] That is to say, according to its own production and operation, capital ownership and the needs of the company's future business development, the company adopts certain methods through scientific prediction and decision-making, and raises funds from the company's investors and creditors through certain channels and organizes the supply of funds to ensure the company's normal production needs and financial management activities. The motivation of the company to raise funds should follow certain principles and be carried out through certain channels and ways. Generally speaking, there are only three purposes for enterprises to raise funds: enterprise expansion, enterprise debt repayment and mixed motivation.

Broadly speaking, financing is also called finance, that is, the financing of monetary funds and the behavior of the parties to raise or lend funds in the financial market in various ways. Judging from the development of modern economy, as an enterprise, it has a deeper understanding of financial knowledge, financial institutions and financial markets than ever before, because the development of enterprises cannot be separated from financial support, and enterprises must deal with them. When Comrade Deng Xiaoping visited Shanghai, he pointed out: "Finance is very important, it is the core of modern economy. If finance is done well, everything will be active because of one action. " This shows that the top government officials are paying more and more attention to finance.

Two, pawn is a kind of financing way to obtain temporary loans in the form of physical ownership transfer. Compared with bank loans, pawn loans have high cost and small loan scale, but pawn also has incomparable advantages over bank loans. First of all, compared with the bank's almost harsh requirements for borrowers' credit conditions, pawnshops have almost zero credit requirements for customers, and pawnshops only pay attention to whether the pawned items are genuine. Moreover, general commercial banks only pledge real estate, while pawn shops can pledge both movable property and real estate. Secondly, the starting point of pawn items in pawn shops is low, and items of 1000 yuan and 100 yuan can be pawned. Contrary to banks, pawn shops pay more attention to serving individual customers and small and medium-sized enterprises. Third, compared with the complicated procedures and long approval cycle of bank loans, the procedures of pawn loans are very simple, and most of them are desirable. Even mortgage loans are much more convenient than banks. Fourth, when a customer borrows money from a bank, the purpose of the loan cannot exceed the scope stipulated by the bank. On the other hand, the pawnshop will not ask about the purpose of the loan, and the money can be used freely. Repeatedly, the utilization rate of funds has been greatly improved.

Third, the investor will pay a certain amount, such as 1 100 million yuan, to the company account of the project party, and then immediately ask the bank to open a bank acceptance bill of 1 100 million yuan. Investors take away bank acceptance bills. This financing method is of great benefit to investors, because it actually turns 1 100 million yuan into several uses. He can take the bank acceptance bill of 1 100 million yuan to other banks, and then post it 1 100 million yuan. At least 20% off. But the question is whether the bank can use the 1 billion yuan in the company account to issue the 1 billion yuan acceptance bill. Maybe only 80% to 90% banks will accept it. Even if 100% is accepted by the bank, how much money the bank allows you to use in the company account is still a problem. It depends on the level of the company and its relationship with the bank. In addition, the biggest disadvantage of acceptance bills is that according to national regulations, bank acceptance bills can only be opened for 12 months at most. Most places can only be open for six months. In other words, you must renew your subscription every 6 months or 1 year. It's troublesome to use money for a long time.

Can Tesla finance lease be repaid in advance?

Tesla financial leasing can be repaid in advance.

If customers want to repay in advance, they can also call Tesla Financial Leasing Customer Service Hotline at any time to apply or ask related matters. Whether online or offline, it will protect the privacy and security of customers without worrying about information leakage.

If the financial leasing scheme of "0 down payment, final payment and flexibility" meets the diversified financing needs of consumers, then simple procedures and fast and convenient approval process will greatly save time and cost. If you are holding money for purchase, you may wish to consider starting with an affordable Tesla with convenient financial policies. The experience you get may subvert your previous perception of travel.

Tesla launches 30% balance financial plan;

The balance can be returned after 5 years. Take the upgraded ModelY standard endurance version as an example. Within five years, you only need to pay a down payment of 55,200 yuan and a monthly payment of 3,272 yuan, and the remaining 30% can be paid in the last repayment. If there is more down payment budget, the monthly payment can be further reduced.

In the traditional sense, consumers may need to submit a series of materials and go through a long period of offline approval, and Tesla's "zero down payment financial policy" has one of the biggest characteristics, which is that the approval is fast and convenient. Starting from the Tesla store, consumers can complete the application online, the process is very simple, and there will be a dedicated person to provide professional services.

There are few application procedures, as long as you have an ID card and a driver's license. Moreover, customers can apply online by themselves after placing an order, without running back and forth between stores and financial institutions, which is very convenient and repayment can also be made online.

The difference between Tesla financing lease and loan.

Tesla loan is to borrow a sum of money directly from a bank or auto consumer finance company to buy a Tesla brand car. There is a loan relationship between the two parties. The car is in the customer's name, and the customer owns the car, but the car is temporarily mortgaged.

Tesla financial leasing is equivalent to "purchasing by rent". The customer belongs to the lessee and needs to pay the rent to the lessor in installments. Therefore, during the lease period, the ownership of the car still belongs to the lessor, and the lessee only has the right to use the car.

Financial leasing means that the lessor buys the leased property from the supplier according to the specific requirements of the lessee and the choice of the supplier, and rents it to the lessee for use. The lessee pays the rent to the lessor by installments. During the lease period, the ownership of the leased property belongs to the lessor, and the lessee has the right to use the leased property.

After the lease term expires, the rent has been paid, and the lessee has fulfilled all the obligations as stipulated in the financial lease contract, if there is no agreement or the agreement is unclear, it can be supplemented by agreement; If a supplementary agreement cannot be reached, it shall be determined in accordance with the relevant provisions of the contract or trading habits. If it is still uncertain, the ownership of the leased property belongs to the lessor.

Financial leasing is a new financial industry integrating financing and financial services, trade and technological innovation. Because of the combination of financing and finance, the leasing company can recycle and dispose of the leased property when there are problems, so the requirements for corporate credit and guarantee are not high when handling financing, so it is very suitable for financing of small and medium-sized enterprises.

China's financial leasing is the product of the reform and opening-up policy. After the reform and opening up, in order to expand international economic and technological cooperation and exchanges, open up new channels for utilizing foreign capital, and absorb and introduce foreign advanced technology and equipment, China International Trust and Investment Company introduced leasing in 1980.

1981April, the first joint venture leasing company, China Oriental Leasing Co., Ltd., was established, and in July of the same year, China Leasing Company was established. The establishment of these companies marks the birth of China's financial leasing industry.

Financial leasing is a new form of financial service that combines physical credit and bank credit under the conditions of modern mass production. It is an interdisciplinary and cross-sectoral industry integrating finance, trade and service.

Vigorously promoting the development of financial leasing is conducive to changing the mode of economic development, promoting the integrated development of secondary and tertiary industries, and playing an important role in accelerating commodity circulation, expanding domestic demand, promoting technological innovation, alleviating the financing difficulties of small and medium-sized enterprises, and improving the efficiency of resource allocation. Actively developing financial leasing industry is an inevitable choice for China's modern economic development.