What are the risks of investment and financial management and how to prevent them?

Have you noticed the three major factors that affect the risk of investment and financial management?

No matter what investment and financial management work you do, there will be certain risks in yourself. Even for bank deposits with basically zero income, the difference lies in the size and type of risks. From the perspective of investment and wealth management products themselves, the important factors affecting the risk of wealth management products are mainly summarized as three points.

First, the choice of financial institutions.

Now, there are many financial institutions in the market, especially on the Internet, which have sprung up like mushrooms after rain. Faced with so many wealth management products on the market, how should you choose as an investor? As the saying goes, "there are all kinds of birds when the forest grows big", and among so many financial institutions, there are inevitably some illegal and informal financial institutions. Choosing these financial institutions will inevitably lead investors to bear huge risks.

Second, the nature of wealth management products

The nature of different investment and wealth management products is very different. Take the fund as an example. There are bond funds, stock funds and so on. Between funds, the investment direction is different, and the risks they need to bear will be different. Therefore, investors must know the nature of wealth management products in detail after choosing them, and it will be more accurate to analyze their risks after understanding their nature.

Third, the income of wealth management products

The size of income generally determines the size of risk, which is the constant benchmark in the financial sector. Therefore, it is not necessary for everyone to pursue high returns excessively, but to consider the high risks behind high returns. The higher the income, the greater the risk. Therefore, when considering product risks, we can't ignore the benefits.

This is the source of the three risks summarized from the wealth management products themselves, and it is also from these three points to determine the risks in the products.

The security of financial funds depends entirely on the risk control and fund supervision of financial institutions. For example, "money has access" is an online financial platform combining online and offline in Hunan. It can build an efficient, transparent, safe and convenient service channel between the owner of capital and the creator of value. For consumers, there are ways to provide unsecured, low-interest or interest-free consumer loans of up to 1.8 million for college students with consumer needs or white-collar elites with short-term funds but stable income and low default probability, so as to make credit valuable.

He is a technology-controlled financial platform!

High-tech products, such as face recognition system, multi-image recognition function and artificial intelligence, are embedded in Qian Duoduo's financial platform to quickly identify individuals and dynamically evaluate their credit. Let the credit life in the credit society become simpler and more comfortable.

Face recognition: the unique identification and live detection of big data in the Ministry of Public Security.

Polygraph technology: identifying the authenticity of behavior through various biological data perception.

Multi-image recognition: identify image data, automatically query authenticity and archive.

Artificial intelligence: replacing labor, risk control and credit granting.

POS terminal: Collect and pay consumption data.

Intelligent hardware: provide fast and accurate business processing.