How to apply for a well-off loan from rural credit cooperatives in Hubei Province?

The specific application process of Jingchu well-off loan of Hubei Rural Credit Cooperative is:

1. The applicant applies for a loan certificate from Jingzhou Rural Credit Cooperative in Hubei Province;

2. Rural credit cooperatives rate borrowers' applications and confirm whether to issue loans for a period of time;

3 farmers need small loans, with loan vouchers and valid identity documents, directly to the rural credit cooperatives for loan procedures;

4. After receiving the loan application, the rural credit cooperatives mainly review the purpose and amount of the loan, and issue the loan after approval.

Jingchu xiaokang loan is a kind of unsecured micro-loan widely used in production, operation and daily consumption. The pre-loan review team consists of village cadres, senior party member and entrepreneurial pioneers. It collects farmers' information, establishes effective files, screens the "white list" of customers, and provides fair pre-lending services for farmers in this village. Rural commercial banks conduct centralized evaluation and batch pre-distribution of credit. Finally, through the electronic banking channels such as Hubei Rural Credit Mobile Banking, the functions of online application, online signing, online payment and online repayment were realized.

Jingchu Culture Xiaokang Loan is a pure online paperless loan for rural customers and a loan for the entire mobile phone operating platform. Through Hubei Rural Credit Cooperative Mobile Banking, online loans, online contracts, online withdrawals and online repayments can be handled, and the actual effect of farmers borrowing money for recovery is the real driving force for financial services to revitalize the countryside.

How to inquire about the bank card balance of rural credit cooperatives;

1.ATM self-service query: ATM self-service query is a basic query method with a wide audience. The holder of the bank card carries the bank card to any ATM, inserts the bank card into the scanning position, inputs the password, and operates according to the system prompts to inquire the balance.

2. Telephone inquiry: Telephone inquiry is a relatively simple inquiry method, which is suitable for cardholders who can't read or use ATM skillfully. The cardholder only needs to call the customer service number of the bank card of the rural credit cooperative (usually the customer service number is on the back of the bank card) and follow the specific voice prompts to check the balance of the bank card.

3. Counter inquiry: Cardholders can bring their ID cards and bank cards, and consult relevant staff during working hours of rural credit cooperatives to inquire about the balance.

4. Mobile phone WeChat query: This query method is mostly used by young people. The cardholder searches the official WeChat account of the local rural credit cooperative and pays attention to it. He can check the balance by binding the bank card account number according to the specific instructions. (In some areas, rural credit cooperatives may not have the official WeChat account service) (Apple 12, ios 14, WeChat version 6. 1. 10)

How to report the loss of bank cards in rural credit cooperatives;

1. Oral loss reporting: If the customer cannot report the loss to the original bank in time for various reasons, he can report the loss orally by telephone or other means. However, customers need to go to the bank to go through the relevant procedures within the prescribed time limit.

2. Officially report the loss: once the customer finds that the savings card is lost, he should immediately bring his identity certificate to the bank to apply for reporting the loss and fill out the application form for reporting the loss.

ICBC's micro-loans can be handled through online banking, mobile banking, ICBC e-Life APP (Apple 12, ios 14, ICBC e-Link) or at ICBC outlets. Please consult the relevant bank staff for specific loan requirements.

The specific process of the loan:

1. Apply for a loan. Customers can learn about the bank's credit products in advance to see if they are suitable for them. After understanding clearly, they can call the bank's customer service consultation or consult on the spot. Go to the bank to fill out the loan application form, and bring your ID card, household registration book, residence permit, work permit, marriage certificate and other relevant documents.

2. Pre-lending investigation. Banks are qualified to conduct a preliminary examination of the personal data of loan applicants. If it meets the requirements, it will enter the next loan link.

3. Loan approval. The approver decides whether to approve the loan according to the repayment ability, personal credit record and secured mortgage of the loan applicant.

4. Mortgage registration. If a loan applicant chooses a mortgage loan, he shall go through the relevant registration formalities after approval.

5. issue loans. Those who meet the conditions of bank loans and go through the formalities according to law can issue loans.