Did ABC check the credit information after receiving the SMS inviting cash withdrawal?

After receiving the short message inviting withdrawal, ABC will not check the personal credit after replying, because the bank will evaluate the personal information provided by the customer and the overall situation of the customer, so as to evaluate the credit degree of the customer.

First, the Agricultural Bank of China has its own withdrawal system and does not need to inquire about credit information.

Customers want to increase the quota at ABC, and the bank will evaluate the customers. They have their own withdrawal system. Therefore, the personal information of customers will be collected, and then the overall credit score of customers will be determined according to the information provided by customers themselves, marital status, work situation, education and other aspects, so banks will not inquire about customers' credit information at will.

Second, the stability of occupation has a great influence on the degree of increase.

Withdrawal means that customers have to bear a higher repayment amount, so banks pay the most attention to the professional stability of customers at present. Having a stable job means that customers can repay their loans steadily, but having a stable and high-income job is more conducive to increasing the quota. Although the idea of spending in advance is very common, it is also linked to personal ability, so banks pay more attention to a person's professional situation when raising the amount, rather than investigating a person's credit information.

Third, when the background approval is submitted, the background will check the credit information.

Generally speaking, ABC handles customers' withdrawal applications according to their comprehensive scores, but when customers' applications are submitted to the background for approval, the background will know the customer's credit information. After all, the bank is not a charity, and it must ensure that the money lent can be returned one day. Therefore, it is necessary to check the customer's credit information. As long as there is no overdue repayment, it will not affect personal withdrawal.

Therefore, after receiving the short message inviting cash withdrawal, ABC will not easily investigate the personal credit information, but will investigate the customer's credit information after the approval is sent to the background. As long as there is no overdue and bad credit, it will not affect the withdrawal.