How should I send a text message telling people not to pay back the money?

Pretending to be pathetic, the text message expresses a situation in which you need money recently. For example, if your friend is in hospital and needs money badly, you borrow all the money. Almost. I hope he can pay back the money.

For example, if you lend him 1W, you tell him that you need to pay a 5W deposit if you want to buy a house. There is only 2W left now. Can I lend it to you? If he says no, just tell him if he can give you back 1W first. If not, say how much you have first, and then try to do the rest.

If not, you can see that this person's character is really not so good, and you can go directly to legal procedures.

Hope to adopt. Thank you.