Today, I received a short message from ICBC saying that my credit card will expire at the end of next month, but the card number at the end of the message is not mine.

You may be asked to report your ID number, personal name, etc. You will soon know whether there is a credit card in your name.

Generally speaking, if you are sure that you have never applied for a credit card, you will not have such a credit card. A phone number will be provided in the fraudulent SMS for your verification. Don't use the number given to you easily, as long as you use the telephone banking number to verify, it is easy to find out what is going on.

Pay attention to protect your identity information at ordinary times. When showing a copy of your ID card to others, you must endorse it or write XX on it in black indelible ink, so as not to give criminals an opportunity.

The leakage of mobile phone number is a very serious problem. This year, the real-name registration system for mobile phones was implemented. Relatively speaking, the state will gradually introduce some laws to protect personal information from random disclosure and abuse, but it will take some time. So be careful in your life, don't reply to strange text messages easily, and be careful when you receive text messages about money transactions. Especially when checking, don't act according to their ideas and don't be tempted by small profits, so you won't be cheated. Do your duty well, don't harm others, but you can't prevent them. I don't believe that God will drop a curse for no reason.

-I'm the dividing line.

When I see the supplementary question, I want to say that it seems that, maybe, maybe, you need to confirm it. It's not that easy to commit this crime. The service consciousness of public service institutions in China is not strong, so it can be said that various procedures are more complicated. Relatively speaking, the increase in the difficulty of applying these aspects also makes it more difficult to commit crimes, which can be regarded as the protection of vulnerable groups.

In short, please check with the bank as soon as possible, because we are not a bank and can't solve the fundamental problem.