I didn't apply for a credit card. How did I receive the SMS verification code from the bank?

Others use your mobile phone number to apply for a credit card.

There may be the following situations:

1. Someone deliberately tried to apply with a random number, which happened to be your number.

I made a mistake when I entered the number, which happened to be your number.

3, it may be a scam message, with traps or viruses.

Tip: Ignore it. You can also check the bank's telephone number, but don't click on the SMS link, and don't dial or reply to the information in the SMS.

Extended data

The secret of anti-fraud:

1. Telecommunications, banking and public security systems all have their own platforms. Liars say your account involves money laundering or your account is unsafe. I want to transfer it to your safe account. If you don't believe it, it is actually impossible to transfer it to the public security bureau and the bank, because they are different systems and platforms, so it is impossible to transfer it directly, so don't trust him. ?

No company has ever set up such a safe account. The so-called security accounts are all set by scammers. Which account is a secure account? A secure account is your own account, and a confidential account is a secure account.

Therefore, when we want to know the situation from the people in the process of enforcing the public security law, we will ask the parties face to face and do some related conversation record, and we will not let you tell me your bank account number and password by phone. The public security organs will never do this. So please pay attention. ?

3. When the tax department and the financial department refund the tax to consumers, they will make announcements through telecommunications, newspapers and other departments. For example, to restrict the refund of road maintenance fees for motor vehicles, they will publicize it on the internet, newspapers and TV, and will never call and say that I want to refund your money. These are all lies.

4. If the mobile phone is in arrears, the telecom company will send some arrears collection forms instead of calling manually. Everything involving your account number and password must be thought calmly. I suggest you read more books, surf the Internet, watch TV and get in touch with some social information. Because now is the information society, the times are developing rapidly, and information blocking is easy to be deceived. The public security organs will constantly renovate according to the law of fraud crimes, sum up after solving the case, and release this information in time to remind the people to raise their awareness of fraud prevention.

References:

Baidu Encyclopedia: Telecom Fraud