What is the situation when the bank sends a request to keep the transfer transaction?

The retention interest of bank transfer is to retain the information of transfer for auditing and reconciliation. In another case, you have some unusual transfer transactions.

First, set the transmission not to display information.

When transferring money through the bank counter, online banking, ATM and mobile banking, the customer with the suffix XXXX will be displayed to transfer XX yuan. If the payee's mobile phone number is not filled in, the name of the transferor will not be displayed. If the payee's mobile phone number is filled in, the sender's information will be sent by SMS. Alipay, WeChat and other third-party payment methods are all real-name registration systems, so I can't be completely anonymous.

Second, set the transfer name not to be displayed (take Alipay as an example). The specific steps are as follows:

Open Alipay (version: 10.2.33.8000) and click Settings in the upper right corner of my page.

1. Click Privacy on the Settings page.

2. Open the common privacy settings at the top of the privacy page.

3. On the common privacy settings page, just close and reveal my real name to my friends.

3. WeChat (version number: 8.0. 16) Everyone must be authenticated by real name, and the transfer must be displayed. After real-name authentication, you cannot cancel. If you simply bind the real-name authentication of the bank card and unbind the bank card, you can cancel it. If you already have the real name authentication of your ID card, you can't cancel it. If you don't want others to see your name, you can send a red envelope to transfer money. Wechat nicknames can be changed at will, and real names will not be displayed without changing micro signals and numbers. When using online banking to transfer money, the user can choose not to display the name and account in the settings, so that the name can be hidden; You can also transfer cash directly to the other party's account through ATM, and you can't see the name of the transferor.

4. Check the transfer records before 10: Generally, bank records can be kept for ten to fifteen years. I'll check my own historical details, just go to the bank with my ID card, and help others check with a power of attorney or a letter of investigation from the judicial organ. Generally, you need to remember the specific date, and then apply to the bank for data retrieval, and then report it to the branch, then to the head office, and then to the data storage place. Moreover, there must be reasonable reasons, and there is also a charge for cross-year inquiries. For users who have already started online banking, they can log in to online banking for inquiry. For customers who have already started mobile online banking, they can also log in to the mobile terminal for inquiry.