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Which software is the dunning SMS sent by the rural commercial bank?

Rural commercial banks' own software.

When sending dunning messages to customers, rural commercial banks will use their own SMS gateway platform to send dunning messages to customers' mobile phones through the platform. SMS notification service is a kind of payment reminder service. Banks and other financial institutions will send account change notification, loan repayment notification, bank card consumption withdrawal notification and other notification messages to cardholders through SMS.