Does it cost money to reserve commemorative coins at the bank?

There is no charge for making reservations for commemorative coins. After the reservation is successful, you only need to pay when exchanging. When the commemorative coins are issued, there will be an announcement about reservations. You can make reservations online or offline. Reservations are required. Just bring your ID card with you. When it is officially issued, those who have made a successful reservation can go to the agreed bank outlet to handle the exchange business. It should be noted that the reserved bank outlet cannot be changed.

Generally, there is no charge for making a reservation for commemorative coins, but there is a fee for exchanging them. When exchanging commemorative coins, users need to prepare RMB of the same value as the commemorative coins. For example, Taishan ordinary commemorative coins with a face value of 5 yuan need to be exchanged for 5 yuan, and there is no charge other than that. However, when exchanging, some banks only accept cash transactions, and some banks support bank card transfers, but only to the bank cards of the exchanging bank. Users can call the bank's customer service hotline to inquire before exchanging.

When each issue of commemorative coins is issued, the central bank will announce the reservation and exchange time of commemorative coins, as well as the reservation banks and reservation quantities of commemorative coins in each province.

When commemorative coins are issued, investors can go to the official website of the relevant bank, mobile banking, WeChat official account, or bank branch to make an appointment. Taking the Bank of China as an example, the reservation steps are: Open the Bank of China commemorative coin reservation portal URL → Enter commemorative coin reservation in the search bar to enter the designated reservation interface → Select the type of commemorative coin you want to reserve. After entering, follow the prompts to perform the corresponding operations. That’s it.

The following points need to be noted:

1. Only one valid reservation is allowed per person per batch, and repeated reservations are invalid.

2. The real-name system is used for making reservations, and the registration information must be valid identity document information recognized by the public security department.

3. If the reservation is successful but fails to be redeemed within the reservation redemption period of the current batch, or fails to be redeemed in accordance with regulations, it will be deemed to have been automatically abandoned.

Under normal circumstances, you can pick it up on the day you make an appointment. However, if the branch can arrange to pick it up earlier, you can also go there in advance. Ask the bank branch where you want to pick it up specifically.

Commemorative coins are legal tender and can be divided into two categories: precious metal commemorative coins and ordinary commemorative coins; ordinary commemorative coins include ordinary metal commemorative coins and commemorative banknotes. Ordinary metal commemorative coins are divided into common coins and refined coins. Ordinary commemorative coins are mainly designed and minted based on major domestic and foreign events, festivals, anniversaries and rare animals.