You haven't come to me for three years. Why did you come to me three years later?

It is only natural to pay back debts. As long as you pay your debts, you will be found no matter how long. What's your current mobile phone number? It means that someone is selling your information, and you can basically ignore him by texting. The text message just reminds you to pay back as soon as possible, so try to pay back the money. According to China's General Principles of Civil Law, the limitation of action for arrears is generally three years, that is, three years is the limitation of action for arrears after the expiration of the period of arrears. If there is no statute of limitations for arrears, then the litigation time starts from borrowing money, and the arrears within three years can claim the statute of limitations.

1. Paipai Loan (NYSE:PPDF) is a financial technology company, which was established in Shanghai in 2007 and successfully listed on the New York Stock Exchange on 20 17 and10. As of 2065438+June 30, 2009, the cumulative registered users of auction loans reached 99.02 million. The cumulative number of borrowers is 6,543,800+0,340; Investment users totaled 644,400, achieving sustained growth; Compared with the same period of 20 18, the refinancing rate increased by 2.4% to 69.8%. As the first governing unit of China Internet Finance Association, the company puts legal compliance in the first place, follows financial books, takes data as the cornerstone, provides financial services for users with innovative technologies, continuously invests in financial technology and smart finance, and develops a "magic mirror" big data risk control system based on big data, cloud computing, artificial intelligence and other technologies. Paipai Loan also applies big data analysis and ai-centered technology to credit review, risk control, precision marketing and intelligent customer service, and strives to practice the concept of "* * * benefiting the people's economy" to help the development of inclusive finance and China.

2. Paipai Loan was established in June 2007. The full name of the company is "Shanghai Paipai Loan Financial Information Service Co., Ltd.". Headquartered in Shanghai, an international financial center, it is the first online credit lending platform in China. Paipai Loan is the first Internet financial platform approved by the industrial and commercial department in China, with the business scope of "financial information service" and recognized by the government. With advanced concepts and innovative technologies, Paipai Loan has established a safe, efficient and transparent internet financial platform, which regulates personal lending behavior, enables borrowers to improve their production and life, and allows lenders to increase investment channels. I believe that with the development of the Internet and the improvement of China's personal credit system, advanced ideas and innovative technologies will bring historic changes to private lending, and the loan auction will be the leader of this change.