Will students send text messages to parents for student loans?

Legal analysis: When signing a loan contract, the borrower and the borrower must be present at the same time (note: students who renew their loans can be handled by one of them). In addition to the above conditions, the following contents should be noted when signing the contract: 1 and * * * are generally the parents of the borrower. If parents are unable to be present for some reason, they may entrust their close relatives as borrowers, provided that 2. The * * * in the student loan application form must be consistent with the * * of the borrower who signed the loan contract; 3. If there is any change between * * * and the borrower, it shall be handled according to the new loan application procedures and the formalities required for the loan shall be submitted; 4. The signed loan contract can only take effect after receiving the loan contract of student-origin credit student loan sent back by the university where the student is located in the county financial aid center (note: the contract will automatically become invalid if the receipt is not received within one month after signing the contract); 5. The name, line number and account number of the school bank must be correctly filled in on the receipt.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 465 A lawfully formed contract shall be protected by law. A legally established contract is legally binding only on the parties, except as otherwise provided by law.

Article 466 If the parties have disputes over the understanding of the terms of the contract, they shall determine the meaning of the disputed terms in accordance with the provisions of the first paragraph of Article 142 of this Law. Where a contract text is concluded in two or more languages, and the agreement is equally authentic, the words used in each text shall have the same meaning. If the words and expressions used in each text are inconsistent, they shall be interpreted according to the relevant terms, nature, purpose and principle of good faith of the contract.

Article 467 The provisions of the General Provisions of this Part shall apply to contracts not expressly provided for in this Law or other laws, and reference may be made to the most similar contracts or other laws in this part. Chinese-foreign joint venture contracts, Chinese-foreign cooperative operation contracts and Chinese-foreign cooperative exploration and development contracts in People's Republic of China (PRC) shall be governed by the laws of People's Republic of China (PRC).

Article 468 The legal provisions concerning the creditor-debtor relationship shall apply to the creditor-debtor relationship not arising from the contract; Where there are no provisions, the relevant provisions of these General Rules shall apply, except those that cannot be applied according to their nature.

Article 502 A lawfully formed contract shall become effective upon its formation, unless otherwise provided by law or agreed by the parties. In accordance with the provisions of laws and administrative regulations, if the contract should go through the approval procedures, such provisions shall prevail. If the failure to go through the formalities such as approval affects the effectiveness of the contract, it will not affect the performance of the obligation clauses such as approval and the effectiveness of relevant clauses in the contract. If the party that should go through the formalities for approval fails to perform its obligations, the other party may require it to bear the responsibility for violating its obligations. The modification, assignment and dissolution of a contract shall be subject to the provisions of laws and administrative regulations, and the provisions of the preceding paragraph shall apply and shall be subject to approval.