Notes on how to transfer money to employees for reimbursement in the company bank.

How to make a note of transferring money to others in the bank?

Note information is generally used to fill in remittance purposes, such as salary payment, repayment, investment, project payment, payment for goods, etc.

Bills can be added for inter-bank transfer at the bank counter, but the payee can't see the bills. If you want the payee to receive the bill, take Huawei P30 mobile phone as an example. Based on Android7.0 operating system, you can use online banking to remit money, and then choose to notify the payee, and the payee can receive SMS notification of the agreement notes.

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I. Main characteristics of transfer

1, convenient

If you are a contracted customer of ABC's online banking, or hold an ABC bank card, you can choose outlets and online banking at will. Take Huawei P30 mobile phone as an example, based on Android7.0 operating system, remit money at outlets and pay at outlets or online banks; Or remit money in online banking and pay at outlets or online banking.

2. Safety

The remitter can remit money as long as he knows the name of the payee accurately, and the payee does not need to tell the remitter his account number or card number to ensure the security of account information.

Payment and remittance inquiries are based on passwords. If the password is incorrectly entered three times on the same day, the system will automatically lock the remittance to prevent it from being deciphered by others and ensure the safety of funds.

3. Quick

Real-time remittance and real-time payment can meet your needs at any time.

Two. Matters needing attention in online banking transfer

1. You need a debit card issued by the bank to enable online banking and online payment at the bank counter.

2. Take Huawei P30 mobile phone as an example. Based on Android7.0 operating system, download the installation certificate for online banking or online payment.

3. Confirm the daily and each payment limit of your online banking. Each bank has different regulations.

4. Distinguish between login password and payment password: Take Huawei P30 mobile phone as an example, based on Android7.0 operating system, the login password is the password used by customers when logging in to personal online banking; The payment password is the password entered by the customer when transferring money between card accounts in online banking, and sometimes the initial login password is the same as the payment password. Pay attention to protect your login password and payment password, because the login card number and password are the only signs for banks to identify customers.

5. If the issuing bank has restrictions on online payment, please call the issuing bank, subject to the actual situation.

How should the company note when transferring money from one account to another?

1. The description of mutual transfer between accounts of the same company can be written directly: transfer, current account, reserve fund, etc. , but you can't write "payment"; Direct transfer with the company can be made by cheque or online banking.

2. Handling corporate transfer in the bank:

1. Just fill in the above elements for the transfer check: Note that the date and amount can't be written wrong, the payee's name of the date and amount can't be altered, and the altered check will be invalid;

2. If the check is received, you need to fill in the receipt when you go to the bank for deposit procedures;

3. If the check is paid voluntarily, you should also fill out the form when you go to your own bank.

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All units and individuals that open deposit accounts in banks; Business outlets that have been approved by the People's Bank to start cheque business can handle it.

Treatment process

1. Issuing: the customer issues a transfer check according to the company's situation, and affix the reserved bank seal.

2. Bill delivery: the drawer delivers the bill to the payee.

3. Circulation and use of bills: the payee or the holder shall endorse and transfer the transfer check according to the transaction needs.

4. Entrusted collection or presentment for payment: the payee or holder entrusts his bank to collect or present payment to the drawer's bank by transfer cheque. When the payee presents the payment, he should endorse the entrusted payment, and indicate the words entrusted payment at the "endorser's signature" on the back of the transfer check.

Loss reporting and payment stopping: if the transfer cheque is lost and the payer needs to report the loss and stop payment, he should fill in the notice of loss reporting and stop payment and sign it. Notice of loss reporting and payment stopping shall be provided by the bank and paid according to the standard.

Baidu encyclopedia-transfer check

How to comment on the purpose of public-private transfer?

I. Comments

Handling corporate transfer in the bank: just fill in the above elements in the transfer check: pay attention to the fact that the date and amount cannot be written wrong, and the name of the payee of the date and amount cannot be altered, and the altered check is invalid; If the check is received, you need to fill in the receipt when you go to the bank to go through the employment formalities; If the check is paid voluntarily, you should also fill out the bill when you go to your bank.

Second, the use

Travel expenses, funds, wages, subsidies, etc. It can be filled in for the purpose of public-private partnership, depending on the purpose. Transfer is a kind of bank currency settlement method, which does not use cash directly, but transfers money from the payment account to the collection account through the bank to complete currency receipt and payment. When the settlement amount is large and the space distance is far away, it can be safer and faster to use transfer settlement. In modern society, most commodity transactions and monetary payments are carried out by means of transfer settlement.

At present, banks can generally transfer money to individuals within 50 thousand.

1, transfer requirements

If it exceeds 50,000 yuan, the contract or agreement between the transferee and the transferor must be provided according to the requirements of the handling bank. Of course, reimbursement expenses or wages can be transferred, but the amount is limited.

2, open to open processing

Public-to-public revolution, as its name implies, refers to company-to-company transfer, or company-to-company transfer, and public-to-public revolution funds, including four ways. The most common and least recommended method is cash payment, because cash payment will involve some tax issues, so the tax bureau will often review it, which is very unfavorable to the company. The simplest and widest way is to transfer money online. You can fill in the content according to the information provided by the company to be submitted, and then check the required one.

How to transfer money from a company account to an individual through online banking?

1. According to Article 39 of the Measures for the Administration of RMB Bank Settlement Accounts, personal bank settlement accounts are used for personal transfer, receipt and payment and cash deposit and withdrawal. The following funds can be transferred to the personal bank settlement account:

Wage and bonus income.

Income from labor services such as manuscript fees and performance fees.

Principal and income of bonds, futures, trusts and other investments.

Income from personal creditor's rights or property rights transfer.

Personal loan transfer.

Securities trading settlement funds and futures trading margin.

Legacy and donation.

Insurance claim, premium refund, etc.

Tax refund.

Sales revenue of agricultural and sideline products and mineral products.

Other legal funds.

Two. Article 40 of the Measures for the Administration of RMB Bank Settlement Accounts stipulates that if an individual bank settlement account pays more than 50,000 yuan to his bank settlement account, he shall provide the following payment basis to his bank:

Payment agreement and payee list.

Award certificate.

The labor contract signed by the press, publication, performance organizer and other units with the payee or the proof of payment to the individual.

Proof that the securities company, futures company, trust and investment company, lottery issuing or underwriting department has paid or refunded the natural person.

Agreement on assignment of creditor's rights or property rights.

Loan contract.

Certificate issued by insurance company.

Certificate of tax collection and management department.

Purchase and sale contracts for agricultural and sideline products and mineral products.

Other legal capital certificates.

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Use of bank settlement account

Article 33

Basic deposit account is the depositor's main account. The receipt and payment of funds for depositors' daily business activities and the withdrawal of wages, bonuses and cash shall be handled through this account.

Article 34

The general deposit account is used to handle the deposit of depositors' loans, repayment of loans and other settlement funds. This account can be used for cash deposit, but not for cash withdrawal.

Article 35

Special deposit accounts are used to handle the receipt and payment of various special funds.

The funds in the company's bank card account must be deposited through basic deposit account transfer. The account shall not handle cash receipt and payment business.

No cash may be withdrawn from the special deposit account for extra-budgetary funds, securities trading settlement funds, futures trading deposits and trust funds.

Capital construction funds, renovation funds, policy real estate development funds, and financial institutions that need to withdraw cash from interbank fund accounts shall be approved by the local branch of the People's Bank of China when opening an account. The local branches of the People's Bank of China shall be examined and approved according to the national cash management regulations.

Withdrawal of cash from special deposit accounts such as grain, cotton and oil purchase funds, social security funds, housing funds and trade union funds shall be handled in accordance with relevant state regulations on cash management.

The income remittance account only accepts and does not pay, and may not withdraw cash, except that it is paid to its depositors in basic deposit account or special financial accounts with extra-budgetary funds. Except for the funds transferred from basic deposit account, the business expenditure account only accepts and does not pay, and its cash withdrawal must be handled in accordance with the relevant state regulations on cash management.

Banks shall strengthen supervision in accordance with the provisions of this article and the provisions of the state on the management of the use of funds for purchasing grain, cotton and oil, and shall not handle the receipt, payment and cash withdrawal of funds that do not meet the requirements. But it is not responsible for supervising the use of other special funds.

Article 36

Temporary deposit accounts are used to handle the receipt and payment of funds generated by temporary institutions and depositors' temporary business activities.

Temporary deposit accounts shall be valid according to the time limit specified in relevant account opening documents or the needs of depositors. If depositors need to extend the service life of their accounts, they should apply to the opening bank within the validity period, and the opening bank should report to the local branch of the People's Bank of China for approval before going through the extension formalities. The term of validity of a temporary deposit account shall not exceed 2 years.

Withdrawing cash from a temporary deposit account shall be handled in accordance with the relevant provisions of the state on cash management.

Baidu Encyclopedia-Measures for the Administration of RMB Bank Settlement Accounts

What's your opinion about the company's partial payment company transfer?

Make comments according to actual use, such as salary payment, repayment, investment, project payment, payment for goods, etc. This may be different for each bank, so you can choose it nearby or comment on it yourself. Speech is a unilateral act and has no legal effect. However, the remarks need not be scribbled. It is likely to affect your other business and evidence in tax inspection or legal evidence.