What does it mean to pre-sell at the bank?

Pre-sale in banks means that banks provide investors with purchasable wealth management products within a certain period of time before opening. These pre-sold wealth management products are usually high-yield and low-risk, and are very popular in the market. Investors can know the information of wealth management products in advance through pre-sale, so that their investment plans and choices are more clear.

Pre-sale in the bank requires investors to make an appointment in advance and then make a purchase at the time of pre-sale. Investors should know the interest rate, term and risk of scheduled wealth management products in advance, and determine their investment needs, so as to make more informed decisions when purchasing. At the same time, the pre-sale rules of banks are usually strict, and investors need to abide by the corresponding regulations to ensure the safety of their assets.

The advantage of pre-selling in the bank is that investors can get unlisted wealth management products in advance, avoid problems such as snapping up and price increase in the market by purchasing in advance, and enjoy higher interest rates and lower risks. But at the same time, investors also need to pay attention to risks. For example, without a lot of market practice and supervision, the risk of products may be relatively high. Therefore, investors are advised to carefully study the wealth management products and other information in the market before investing to ensure the safety of their assets.