I received a short message from the bank today, reminding me that I can temporarily increase my credit line to 20,000. What does the temporary credit card limit mean?

Hello, since it is a temporary line, there is a certain time limit for use. The bank has set a designated time period for users, and this line is effective during this time period, which can give users some help and may solve some users' urgent needs.

For example, 65438+1October 13 takes effect,165438+1October 20th, and the service life is more than 30 days. It's all free, not bad.

After the time expires, the bank will automatically take back this line and no longer provide it to users. For the amount spent before, the bank will send a text message to inform the user to repay in full before the final repayment date, or to repay in installments.

In the meantime, if necessary, users can directly use the temporary quota to save their lives, which is better than borrowing money from others.

In fact, relatively speaking, the bank's approach is relatively intimate, which will not add extra burden to users, but also help users get rid of economic difficulties temporarily. It can be said that it is a good helper worthy of users' trust.

Of course, in this way, banks can also accumulate a number of loyal customers for themselves and may bring some new potential customers. Banks can slowly explore everywhere and devote themselves to developing into new users of their own banks in the future. It depends on human efforts.