Will the collection go to the place where the household registration is located

The collection will not go to the residence.

In most cases, the household registration address is false, mainly to put pressure on the debtor, or even to collect money at home, usually to the debtor's permanent address or work unit. Of course, it is not excluded to visit a few registered places and mail reminders to them. If you really go to the household registration for collection, users can take the initiative to negotiate with the collection personnel to show their predicament and willingness to repay, and do not avoid or directly conflict, which is not conducive to solving the problem.

There is a cost for door-to-door dunning, and it is only possible to come to the door in a few cases. The cost of on-site service is:

1, field personnel expenses. For safety reasons, under normal circumstances, there are at least two people coming to the door, and it takes at least half a day to go to the door at a time. This labor cost is huge;

2, the time required for the door; Without my consent, the door-to-door staff may have made a trip in vain. In order to get in touch with you, they may spend many days visiting you, which may be very time-consuming;

3. Delayed work due to door-to-door delivery; If an employee comes to the door, his original work will be delayed, but the dunning company still has to pay wages, and the door-to-door visit may not be effective, but some work has been delayed, which is not worth the loss;

4. Accident risk; If there is a conflict between the two parties in the process of door-to-door communication, which will greatly increase the risk of door-to-door personnel, then the wages they demand will naturally rise, which is a great burden for the dunning company.

To sum up, only when you can't determine your actual location, the other party may arrange staff to go to the place where the household registration is located for collection. Therefore, door-to-door collection does not necessarily go to the household registration.

Legal basis:

Article 675 of the Civil Code of People's Republic of China (PRC)

The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return it within a reasonable period of time.