How to pay endowment insurance for flexible employees in Shenyang?

I. Insurance coverage 1. Flexible employees, unemployed people, retirees with flexible employment status, freelancers and those who have not established clear labor relations with employers within the scope of municipal overall planning; 2 individual industrial and commercial households and employees who are not registered in this Municipality and have participated in the endowment insurance for individual employees in our city; 3 agriculture (field) accounts have been with the original unit to participate in the city's medical insurance, unemployed people in our city to continue the personal pension insurance relationship of unemployed people; 4. The house owner from other places in Shenyang and his spouse, parents and children have the same household registration book; 5. Before the end of 2008, employees of state-owned and collective enterprises with bankruptcy difficulties have been identified; 6. agricultural registered permanent residence residents with household registration in our city who pay endowment insurance in their personal capacity. II. Handling procedures and related materials (1) Handling procedures 1. I hold the original ID card to Shengjing Bank to open a medical insurance payment card; 2. Two days after the card is opened, I or my agent will go through the insurance formalities with the relevant materials to the affiliated medical insurance bureau and print the payment notice; 3. Pay the payment amount notified in the payment notice to Shengjing Bank in full with the medical insurance payment card before the 20th of each month; 4 for the first time, the insured shall go to the Medical Insurance Bureau to receive the medical insurance card and the Medical Manual according to the specified time. (2) Materials to be provided 1. Shengjing bank medical insurance payment card; 2. Original and photocopy of ID card and residence booklet; 3. Personal pension insurance payment voucher (only provided by individual industrial and commercial owners and employees, agricultural registered permanent residence personnel, foreign buyers, and flexible employees with foreign accounts); 4. If you have received unemployment insurance after June 5438+1 October12004/studied in a full-time school (graduation certificate)/joined the army (demobilization certificate)/paid basic medical insurance, basic old-age insurance or provincial old-age insurance in other cities, you must provide the original and photocopy of the relevant insurance relationship transfer certification materials; 5 retirees must also provide the original retirement approval form, the original and copy of the old-age insurance payment approval form; 6. If the owner of the commercial housing purchased by foreign personnel in our city and their spouses, parents and children are in the same household registration book, they should first participate in the old-age insurance in our city, and then apply for medical insurance with the real estate license or unified invoice for commercial housing sales, deed certificate, ID card, household registration book and medical insurance payment card. The third is the payment base and proportion. For example, flexible employees can choose to pay according to 10% or 6.8% of the average monthly salary of employees in the previous year, and the payment proportion cannot be changed after selection. If you choose 10%, set up a personal account; If you choose to pay at the rate of 6.8%, you will not establish a personal account during the period of paying the basic medical insurance premium, and you will establish a personal account from the month after you reach the legal retirement age and go through the retirement procedures. Note: the average monthly salary of employees in the previous year is published in June every year, and the payment is made according to the re-published payment base from July 1 every year. Four. Flexible payment time On-the-job insured personnel must deposit the basic medical insurance premium into Shengjing Bank's medical insurance payment card on time and in full before the 20th of each month, otherwise it will be regarded as interruption of payment. Five, large medical insurance insured and flexible employees (including retirees) in the basic medical insurance at the same time, must also participate in large medical expenses subsidy insurance. At present, the payment standard is 96 yuan per person per year, which is paid together with the basic medical insurance premium before the first month of enrollment, and is 1.20 per year. From 20 1 1, large medical insurance premiums of retirees with flexible employment are withheld and remitted from their personal accounts. On June 5438+ 10, the personal account amount was insufficient, and the difference was deducted in the following month. During this period, retirees enjoy normal medical insurance benefits. From June 20 12, 1 year, when the annual accumulated medical expenses paid by the insured from the overall fund exceed the annual maximum payment limit of 1 10,000 yuan, the large medical expenses subsidy insurance can grant subsidies, and the annual maximum subsidy limit is 350,000 yuan. The minimum payment period of the basic medical insurance is 25 years, of which the actual payment period shall not be less than 5 years. The continuous length of service before June 65438+February 3, 20021is regarded as the payment period of medical insurance. Insured persons shall pay medical insurance premiums continuously from the date when they should be insured until retirement. If the payment has not reached the statutory retirement age after reaching the minimum age, it shall continue to pay the basic medical insurance premium. Reach the statutory retirement age and did not reach the minimum payment period, according to the average monthly salary of workers in the city last year, a one-time payment, all overdue fees into the overall fund. Seven, the start and end time of treatment for the first time to participate in insurance or continue to pay medical insurance premiums for flexible employees and other personnel, since the payment to the account next month to enjoy medical insurance benefits. If the payment is interrupted for some reason, the medical insurance benefits will be suspended. After one-time payment of arrears, you can enjoy medical insurance benefits from the next month after payment. The medical expenses incurred during the arrears period shall not be paid by the medical insurance pooling fund. Eight, the proportion of individual accounts, based on the average monthly salary of workers over 45 years old, the proportion of accounts under 45 years old (including 45 years old) is 2.8%, and the proportion of accounts over 45 years old is 3.5%. Retirees take their actual retirement expenses as the base, which is lower than the social average retirement expenses, and the social average retirement expenses of the previous year as the account base. Under 50 years old (including 50 years old) is 4.6%, 5/kloc-0 to 60 years old (including 60 years old) is 5.2%, 6/kloc-0 to 70 years old (including 70 years old) is 5.8%, and 7 1 year old is 6.4%. IX. Payment of 1 The payment time is for flexible employees who participate in medical insurance for the first time. If the insurance premium is not paid on time, it should be paid according to the policy. Flexible employees who meet the insurance conditions in the five districts, Yuhong District and Dongling District of the city have paid medical insurance premiums since June 65438+1 October1; Those who meet the requirements of flexible employees in Shenbei New District and Sujiatun District must pay back from June 5438+1 October1; Xinmin city, Liaozhong County, Faku County and Kangping County meet the requirements of flexible employment, and must pay back from 20 10 1. Among them, those who have received unemployment insurance benefits, studied in full-time schools, joined the army, are under the age of 25, and moved into the overall planning area after household registration. And do not pay medical insurance premiums during this period. 2. Intersection radix. If the insured pays the medical insurance premium before 20 10, the average wage of employees in the city in 2008 (2462 yuan/month) shall be taken as the base; Medical insurance premiums paid after September 20 10/0 shall be calculated according to the payment base implemented in the current period of the insured payment. Ten, for the first time insured holdover, not on time insured payment, should be paid according to the policy. If it is difficult to pay in one lump sum, you can apply for installment payment (limited to the medical insurance premium that I should pay before the end of 20 10). The installment period is two years, and you can enjoy medical insurance benefits from the next month of payment. The holdover business can only be handled once per person. From 20 10, 165438+ 10, the business of paying the medical insurance premium at retirement in one lump sum will be stopped, and the insured who owes money at retirement will be paid in one lump sum before 20 10, 12 and 3 1. You can also choose to pay the average monthly salary of employees in this city for more than one year when you retire. XI。 The way to handle SMS reminder service is flexible. Employees who are employed need to bind their mobile phone numbers with personal medical insurance card numbers in order to handle SMS reminder service for medical insurance payment. The processing method is as follows: 1. The flexible employment insured person writes the ID number, sends a short message to 10627020 (mobile, China Unicom and telecom users can use it) to bind the mobile phone number and handle the SMS reminder service. 2. Automatic voice telephone number 62 167890. Flexible employment insured persons dial 62 167890, and press the No.7 key to bind the mobile phone number to handle the payment SMS reminder service. 3. Log on to the medical insurance website. The flexible employment insured person logs on the website of Shenyang Social Medical Insurance Administration (), enters the "Personal Medical Insurance Information Inquiry" interface of the "Individual Users" section, binds the mobile phone number, and handles the payment SMS reminder service. Note: 1, a medical insurance number can only be bound to one mobile phone number, and a mobile phone number can be bound to multiple medical insurance numbers. 2. At present, the object of sending payment reminder SMS every month is the flexible employment insured who successfully participates in the binding of SMS reminder service. 3. The processing time of medical insurance business for flexible employees is 1- 15 per month. Those who successfully handle it before 15 of the current month will enjoy the payment SMS reminder service from the current month, and those who successfully handle it after 15 will enjoy the payment SMS reminder service from the next month. 4. Before the 20th of each month, Shenyang Medical Insurance Bureau will send a free reminder message to the flexible employees who have bound their mobile phones. Twelve. The processing time starts from March 1 1, and the processing time of the flexible employment window is adjusted to June1-June 65438+5 to handle insurance, on-the-job retirement, insurance suspension and surrender. Holidays are postponed, which is consistent with the declaration date of enterprises and institutions.