The mobile phone number is bound to the bank card, but there is no SMS service. Online payment requires verification code. Can you receive it?

There is no bound mobile phone number in the bank card. It's just that when you apply for a card, the bank requires you to reserve a mobile phone number for future contact. If SMS notification is not enabled on your mobile phone, even if there is consumption on your bank card, you can't receive the notification.

1. Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) to the public with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

Second, the development process

Since the 1970s, due to the rapid development of science and technology, especially the use of electronic computers, the use of bank cards has been expanding.

Third, foreign capital participation.

On April 22nd, 20 15, Li Keqiang, Premier of the State Council of the People's Republic of China signed and approved the State Council's Decision on Implementing Access Management of Bank Card Clearing Institutions, which will take effect on June 22nd, 20 15. Implementing access management and orderly regulation of bank card clearing market is an important measure to expand financial opening and deepen financial reform.

Fourthly, it not only reduces the circulation of cash and checks, but also makes fundamental changes in banking business because it breaks through the restrictions of time and space. The application of bank card automatic settlement system will make the arrival of "no check, no cash society" become a reality soon.

5. Yang Zaiping, full-time vice president of China Banking Association, said that by the end of the first quarter of 20 10, the number of cards issued nationwide had reached 21690,000, up by 14.9% year-on-year. The utilization rate of bank cards has gradually increased, and card consumption accounts for 30% of social consumption.

Six, binding business

The bank's card changing behavior will cause many inconveniences to consumers, such as time-consuming and laborious, and the original binding transaction needs to be readjusted due to the change of card number. In line with the principle of customer first, banks try to upgrade by changing cards instead of numbers.

7. It should be reminded that although many banks have launched the service of "changing the core without changing the number", it is only for some bank cards and customer groups. A number of banks reminded that the card number will be changed at the same time as the card is changed. What the public should pay attention to is that some businesses previously bound by bank cards need to be re-handled, such as water, electricity, gas, mortgage, car loan and other withholding businesses, as well as bound credit card accounts, Alipay accounts and securities accounts. All must be reprocessed at the first time.