What if a friend borrows money and doesn't return his phone or text messages?

1. Pre-litigation property preservation is to seal up the other party's household registration, house, car and other property to prevent the other party from transferring the property. This step is not a necessary process. It should be combined with the situation of each case and the property of the other party. If you don't owe much money or the other party has the ability to repay, or you can't find local real estate, you can omit this step. 2. Prosecution is followed by filing, trial and judgment. The legal time limit for the first trial is 6 months, and that for the second trial is 3 months. Generally, there is nothing too serious, and the results will be obtained in 3-4 months. 3. Execution If a judgment is made, it shall apply to the court for compulsory execution within 2 years after the judgment takes effect, so that the court can directly seize the other party's property for execution. If the other party fails to implement it, in general, the bailiff can detain the other party, usually once a year, once 15 days. Mediation means that both sides take a step back and solve the problem. The general court will preside over mediation between the two parties. Personally, if the conditions are similar and acceptable, it is best to reach mediation.

Legal objectivity:

According to Article 676 of the General Principles of the Civil Law, if the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or relevant state regulations.